2026-02-12

Notice No. 02/2026, of February 12

The National Bank of Angola has partially amended Articles 2 and 4 of Notice No. 10/2024 to broaden the scope and access criteria for credit granted by banking financial institutions to Angola's real economy sector. The revised provisions explicitly expand eligible activities to include specific annual and perennial crops, commercial fishing, industrial transformation processes, and health/pharmaceutical projects, while mandating compliance with sector-specific regulatory requirements. These amendments take effect upon publication and empower the central bank to resolve any interpretative doubts or omissions arising from their application.

Banco Nacional de Angola logo

Angola

Banco Nacional de Angola

Click to view thumbnail

PUBLISHED IN THE OFFICIAL GAZETTE, FIRST SERIES, NO. 028, OF FEBRUARY 12, 2026 NOTICE NO. 02/2026 SUBJECT: FINANCIAL SYSTEM

  • Partial Amendment of Articles 2 and 4 of Notice No. 10/2024, dated December 20, regarding Credit to the Real Economy Sector

Whereas it is necessary to amend the wording of Articles 2 and 4 of Notice No. 10/24, dated December 20, regarding Credit to the Real Economy Sector, aiming to broaden the scope of application and access criteria for credit; In accordance with the combined provisions of Article 54 of Law No. 24/21, dated October 18, the National Bank of Angola Law, Article 36 of Law No. 14/21, dated May 19, the General Regime of Financial Institutions Law, paragraph f) of Article 31 and paragraph 1 of Article 98, all of Law No. 24/21, dated October 18, the National Bank of Angola Law.

I HEREBY DETERMINE: Article 1. (Subject Matter) This Notice establishes the amendment of the wording of Articles 2 and 4 of Notice No. 10/2024, dated December 20, regarding Credit to the Real Economy Sector.

Article 2. (Amendment) Articles 2, under the heading "Scope", and 4, under the heading "Credit Access Criteria", of Notice No. 10/2024, dated December 20, are hereby amended and shall henceforth read as follows: [Article 2.]

CONTINUATION OF NOTICE NO. 02/2026 Page 2 of 4 (Scope)

  1. This Notice applies to Banking Financial Institutions, within the scope of credit granting activities, in the modalities referred to in Article 3, for the following cultivation, production and/or transformation activities of goods and their respective value chain: a) Agricultural production: i. Annual crops, namely: corn, rice, wheat, massambala, massango, cotton, sisal, beans, soybeans, peanuts, sunflower, cassava, sweet potato, Irish potato, yam and various vegetables; ii. Perennial crops, namely: coffee, cocoa, palm groves, citrus fruits, apples, bananas, pears, mangoes, guavas, papayas, among other fruit trees. b) Animal production: i. […]; ii. […]; iii. […]; iv. […]; v. […]; vi. […]; vii. […]. c) Commercial fishing; d) Industry and transformation of: i. […]; ii. […]; iii. […]; iv. […]; v. […]; vi. […]; vii. […]; viii. […]; ix. […]. e) Human Health activities and pharmaceutical industry: i. Construction, rehabilitation, expansion and equipping of health facilities, namely clinics and hospitals, health centers and analysis and/or diagnostic laboratories, when oriented towards providing primary, secondary and tertiary health services to populations; ii. Production industry of medicines, disposable materials and related health products, encompassing research, development, manufacturing, quality control, labeling, packaging and conditioning.
  2. The provisions of this article also apply to logistics, transportation, conservation and their respective value chain, when associated with the production and/or transformation of eligible goods. [Article 4.] (Credit Access Criteria)
  3. Credit access under this Notice is limited to banking clients who cumulatively meet the following requirements: a) […]; b) […]; c) […]; d) […]; e) […]; f) […; g) […];

CONTINUATION OF NOTICE NO. 02/2026 Page 4 of 4 h) Ensure compliance with the requirements stipulated in specific legislation and regulations for projects within health activities and the pharmaceutical industry. 2. […]. 3. […]. [...].

Article 3. (Doubts and Omissions) Doubts and omissions arising from the interpretation and application of this Notice are resolved by the National Bank of Angola.

Article 4. (Entry into Force) This Notice enters into force on the date of its publication.

PUBLISH. Luanda, January 20, 2026. THE GOVERNOR MANUEL ANTÓNIO TIAGO DIAS