2026-04-28

BRPD-2 Circular Letter No. 06: Incentive Bonuses for the Employees of Bank-Companies

Bangladesh Bank’s Banking Policy and Regulation Department-2 mandates that bank-companies may pay a full-year incentive bonus in the first half of the year if they forgo payment in the second half. This accelerated payment is strictly conditional upon the bank recording an operating profit in the first half, maintaining non-performing loans below the central bank’s threshold, and refraining from making special directive provisions for loan losses. The directive, issued under Section 45 of the Bangladesh Bank Order, 1991, supersedes prior circulars and requires immediate implementation by all concerned banking entities.

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Bangladesh Bank Banking Regulation Department Head Office, Dhaka-1000 Bangladesh. Website: www.bb.org.bd Banking Policy and Regulation Department-2 Circular Letter No. 06 Date: 15 Falgun 1433 Date: --------------------- 28 February 2026 To: All Chief Executive Officers/Branch Managers All Scheduled Banks Operating in Bangladesh Subject, Incentive Bonus for the Employees of Bank-Companies. In continuation of Circular Letter No. 12, dated 09 June 2025, the following instructions are issued: 2. Accordingly, the following instructions are issued regarding the payment of Incentive Bonus to the employees of bank-companies: 3. Furthermore, in light of the recent directives from the Central Board of Directors and the Bank's Management, it has been decided that if any bank-company does not pay any incentive bonus to its employees in the second half of the current year, it may pay the incentive bonus for the entire year (01 one year) in the first half of the year, subject to fulfilling the following conditions: (K) The bank must have recorded an Operating Profit in the first half of the year; (L) The bank's non-performing loans (NPLs) in the first half of the year must not exceed the threshold set by Bangladesh Bank (excluding any deferred provision made under any special directive); (M) The bank must not have made any provision for loan loss under any special directive. 4. Circular Letter No. 12/2025 shall remain valid for any other instructions. 5. This instruction has been issued under Section 45 of the Bangladesh Bank Order, 1991 (Amended in 2023). 6. This instruction shall be implemented by all concerned. Authorized Signature, (Md. Abul Bashar) Chief General Manager (Circular-2) Phone: 9530095