Regulatory Alerts2026-03-02 | A 8406Circular SINAP 1-241 National Payments System - Transfers - Supplementary Rules. Collection by transfer. Adaptation.
The Central Bank of the Argentine Republic issued Communication A 8406 to establish "collection by transfer" as the exclusive immediate transfer modality for recurring payments, mandating its availability starting August 31, 2026, primarily for loan installments. The regulation defines specific roles, consent mechanisms based on OAuth 2.0, fee structures with a minimum 0.6% charge and 40% interchange rate, and strict eligibility criteria for non-financial credit providers. It further outlines operational responsibilities for acceptors, ordering and receiving clients, and scheme administrators, while providing transitional email-based authorization pathways until dedicated registry applications are fully adapted.
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