Instruction (Historical) No. 5/2022

Summary Publishes, for the 2nd quarter of 2022, the maximum rates to be applied in consumer credit contracts under Decree-Law No. 133/2009 of June 2.

Status: In force

Official Journal: 2/2022 3rd Supplement

Enabling Law: Law No. 5/98 of January 31, Art. 17; Decree-Law No. 133/2009 of June 2, Art. 28.

Descriptors: Client, Contract, Consumer Credit, Consumer Defense, Member State, Third Countries, Bank Branch, Supervision, Conduct Supervision, Effective Annual Percentage Rate of Charge (APRC)

Regulated Instrument: Instruction No. 14/2013 :: Decree-Law No. 133/2009 of June 2

Publication Date: 09-03-2022 Disclosure Date: 09-03-2022 Entry into Force: 01-04-2022

Recipient Type: Credit Institutions, Finance Companies

Recipients: Banks, Central Credit Agricultural Mutual Credit Union, Agricultural Mutual Credit Unions, Credit Unions (not belonging to SICAM), Savings Banks, Mortgage Credit Institutions, Credit Finance Institutions, Factoring Companies, Mutual Guarantee Companies, Investment Companies, Finance Lease Companies, Finance Companies.

Theme :: Subtheme: Conduct Supervision

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