Regulatory Alerts2025-07-21 | A 8282Circular SINAP 1-231 National Payments System – Electronic Clearing Chambers Update
The Central Bank of the Argentine Republic (BCRA) issued Communication “A” 8282 to update the consolidated text on the National Payments System – Electronic Clearing Chambers, incorporating clarifications from Communication B 13001. The directive mandates that financial entities and clearing chambers adjust debtor balance settlements through the Electronic Payments Market (MEP) within specified operating hours, while permitting continuous online accreditation transactions (DEBIN and immediate transfers) outside these hours provided excess balances remain within coordinated guarantee limits. Furthermore, it establishes precise real-time guarantee calculations and settlement procedures to ensure seamless fund transfers and guarantee liquidations across affiliated payment networks.