2026-04-01
The Central Bank of Djibouti issued Instruction No. 2011-03 to mandate that credit institutions maintain a minimum solvency ratio calculated against their global weighted risks. The regulation establishes a baseline solvency ratio of 8%, with mandatory increases to 10% by December 2012 and 12% by December 2013, while defining specific risk weightings for various assets and off-balance sheet items. It further requires quarterly reporting of these risks and grants the Central Bank the authority to impose stricter ratios or grant temporary derogations based on individual institutional situations.