2017-05-03 | 26/2017The Bank of Albania mandates all licensed domestic banks to implement and submit a standardized Internal Capital Adequacy Assessment Process (ICAAP) report by April 30, 2018. Institutions must continuously evaluate their capital buffers against current and projected risk exposures, integrating stress testing, diversification effects, and both regulatory minimums and additional internal capital requirements. The framework establishes core operational principles, defines a detailed reporting structure, and outlines the supervisory review process to ensure ongoing financial stability and risk management alignment.