Regulatory Alerts2025-11-18 | Circular No.03Suspicious Transaction and Currency Transaction Reporting Regulations, 2025
The Financial Monitoring Unit has finalized the Suspicious Transaction and Currency Transaction Reporting Regulations, 2025, following approval by the National Executive Committee under the AML Act, 2010. All designated reporting entities are mandated to strictly comply with these new regulatory requirements for submitting transaction reports to the FMU. These regulations are pending formal publication via SRO in The Gazette of Pakistan as part of the legal implementation process.
Financial Monitoring Unit (FMU) Government of Pakistan 2nd Floor, SBP Main Building, I.I Chundrigar Road, Karachi FMU Circular No. 03 of 2025 November 18, 2025 All the Reporting Entities (REs) SUBJECT: SUSPICIOUS TRANSACTION AND CURRENCY TRANSACTION REPORTING REGULATIONS, 2025 In terms of the powers conferred under section 6(4) (h) of the AML Act, 2010, Financial Monitoring Unit (FMU) has developed Suspicious Transaction and Currency Transaction Reporting Regulations, 2025 which have been duly approved by the National Executive Committee (NEC). The regulations will be published through SRO in The Gazette of Pakistan as per due process of law. 2. All the reporting entities designated under the AML Act, 2010 are advised to ensure compliance with the attached set of regulations for the reporting of Suspicious Transactions and Currency Transactions reports to FMU. 3. Please acknowledge the receipt of the same. Encl: Suspicious Transaction and Currency Transaction Reporting Regulations, 2025 Yours truly, S/d- Sumera Baloch Director-(Analysis) Copy for information to: 1. The Governor, State Bank of Pakistan 2. The Chairman, Securities and Exchange Commission of Pakistan 3. The Chairman, National Saving AML /CFT Supervisory Board 4. The Director General, Directorate General DNFBPs, FBR 5. The President, Institute of Chartered Accountants of Pakistan (ICAP) 6. The President, Institute of Cost and Management Accountants of Pakistan (ICMAP) 7. Principal Staff Officer, SBP, Karachi Phone 92 (21)99095005 Fax: 92(21)99221512