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2024-01-01

Decision Amending the Decision on Macroprudential Measures Related to Retail Loans Granted by Credit Institutions

The Council of the Central Bank of Montenegro issued this decision on 18 December 2025 to amend existing macroprudential measures for retail loans. The amendment specifically changes the relevant time period in point 8 of the original decision from four years to five years. The decision enters into force on the day following its publication in the Official Gazette of Montenegro.

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Pursuant to Article 44 paragraph 2 points 3 and 10 of the Central Bank of Montenegro Law (OGM 40/10, 46/10, 6/13, 70/17, 125/23), at its meeting held on 18 December 2025, the Council of the Central Bank of Montenegro passed the following DECISION AMENDING THE DECISION ON MACROPRUDENTIAL MEASURES RELATED TO RETAIL LOANS GRANTED BY CREDIT INSTITUTIONS

    1. In the Decision on Macroprudential Measures Related to Retail Loans Granted by Credit Institutions (OGM 138/21, 144/22, 120/23, and 125/24), in point 8, the words: “for four years” shall be replaced with the words “for five years”.
  2. This decision shall enter into force on the day following that of its publication in the Official Gazette of Montenegro.” THE COUNCIL OF THE CENTRAL BANK OF MONTENEGRO Dec. no. 0101-10024-14/2025 CHAIPERSON Podgorica, 18 December 2025 GOVERNOR, Irena Radović, m.p.
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