2026-05-01
The Dutch Authority for the Financial Markets (AFM) published a study revealing that approximately 800,000 Dutch households possess sufficient liquid wealth to invest but currently do not, despite facing potential future financial shortfalls. The report identifies that lack of knowledge, perceived high risks, and lack of interest are the primary barriers preventing these households from investing their excess assets. To support European economic investment and improve household financial resilience, the AFM aims to reduce these entry barriers while ensuring adequate investor protection.