2026-05-21
The Dutch Authority for the Financial Markets (AFM) published the 2026 Sector in Focus report to analyze pension market developments based on 2024 data from pension administrators. The document highlights significant disparities in flat premium rates and partner pension coverage within the new pension system, while noting that complaint data reveals service quality issues primarily related to pension calculations and payments. Additionally, the report emphasizes that despite the introduction of investment freedom, actual choice usage remains low, particularly among younger participants.