Regulatory Alerts2026-06-01
Report on Risk Notification to Danske Andelskassers Bank A/S
The Danish Financial Supervisory Authority issued a risk notification to Danske Andelskassers Bank A/S after its loan growth reached 22.4 percent in Q1 2026, breaching the supervisory diamond's 20 percent annual limit. The regulator mandates the bank to reduce loan growth and implement corrective measures to maintain credit quality and return to compliance by 2027. The authority will continuously monitor the bank's loan growth trajectory to ensure adherence to supervisory thresholds.
Inspection Report 01-06-2026 Danske Andelskassers Bank has notified the Danish Financial Supervisory Authority (Finanstilsynet) of a breach of the supervisory diamond's limit for loan growth in Q1 2026, as well as an anticipated breach in the subsequent quarters of 2026. Summary and Risk Assessment
The loans of Danske Andelskassers Bank increased by 22.4 percent in the period from the end of Q1 2025 to the end of Q1 2026. The supervisory diamond's limit for annual loan growth is 20 percent.
The bank has explained that the breach occurred due to a current and anticipated high level of activity related to the establishment of new advisory centers.
The Danish Financial Supervisory Authority has issued a risk notification to the bank regarding the breach of the supervisory diamond's limit for loan growth, as high loan growth entails increased risk and places significant demands on the bank's credit management. The bank should therefore reduce loan growth. The bank has implemented a number of measures to ensure good credit quality and to ensure that the bank will again be within the supervisory diamond's limit for loan growth in 2027.
The Danish Financial Supervisory Authority will monitor the development in loan growth.
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