Regulatory AlertsOJK Regulation No. 19 of 2025 on Facilitating Financing Access for Micro, Small, and Medium Enterprises
The Financial Services Authority (OJK) issued Regulation No. 19 of 2025 to mandate banks and non-bank financial institutions to facilitate financing access for micro, small, and medium enterprises (MSMEs). The regulation requires financial institutions to implement robust governance and risk management while adhering to principles of accessibility, speed, affordability, and inclusivity in MSME financing. Additionally, it imposes obligations on institutions to develop human resources, utilize information technology, establish partnerships, and conduct financial literacy education for MSMEs.
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