2026-02-27

Updates to BSP Memorandum No. M-2013-038

Bangko Sentral ng Pilipinas issued Memorandum No. M-2026-006 to update BSP Memorandum No. M-2013-038 in conjunction with the relaunch of the Protect Your Money Campaign. All Bangko Sentral-Supervised Institutions are required to display refreshed PYM posters and ATM art cards while disseminating related content across their digital and physical channels. Compliance must adhere to the specific display guidelines and material distribution protocols detailed in the memorandum's annexes.

Bangko Sentral ng Pilipinas logo

Philippines

Bangko Sentral ng Pilipinas

Click to view thumbnail

BANGKO SENTRAL NG PILIPINAS To OFFICE OF THE DEPUTY GOVERNOR I REGIONAL OPERATIONS AND ADVOCACY SECTOR Subject MEMORANDUM No. M-2026-006 In view of the relaunch of the Financial Sector Forum's Protect Your Money (PYM ) Campaign on 17 June 2025, BSP Memorandum No. M-2013-038 is hereby updated as follows: All Bangko Sentral-Supervised Institutions Updates to BSP Memorandum No. M-2013-038 I. All Bangko Sentral-Supervised Institutions (BSIs) are required to display: a. the refreshed PYM poster, either in print or digital format; and b. the new PYM automated teller machine art card. as applicable. 2. BSIs shall likewise disseminate PYM-related content on their respective websites. social media platforms, and other official information and communication channels; and 3. Such display and dissemination shall be in accordance with the Guidelines on the Display of PYM Materials. attached as Annexl of this Memorandum. For compliance and immediate implementation. February 2026 BERNAD De ,^ I^^!, ULO-PUYAT C ernor

ANNEX I - GUIDELINES ON THE DISPLAY OF PROTECT YOUR MONEY IPYM MATERIALS A. FOR PYM POSTERS Bangko Sentral-Supervised Institutions (BSIs) shall display the PYM poster in printed or digital format, in either portrait or landscape orientation. subject to the following: Printed posters IFigure 11 a. The refreshed PYM poster shall be displayed in clearly visible areas within the premises of their head office and all branches and/or other offices. b. Reproduced posters shall comply with the prescribed size of sixteen inches by twenty-four inches 06 x 24 inches). c. Each BSI may obtain up to two (2) printed copies of the refreshed Protect Your Money (PYM) poster from the Economic and Financial Learning Office IEFLO) located at the BSP Hub, Malate, Manila, or from the nearest BSP Regional Office or Branch (Directory attached as Annex 21, untilsu lies lost. Figure I: PYM Printed Poster protect in Iley I AM A SMART FINANCIAL CONSUMER #iKNOW MY RIGHTS ACcr s To A'sl%IA. CE I. LCD, NIISUS MY OPTIONS 0.00S1,5 DC1, A1 ,., A. I"C, ,U~'. ^ 1.15UPANCE . ".- LO THE RISKS C F A OS Page I of 4

ANNEX I - GUIDELINES ON THE DISPLAY OF PROTECT YOUR MONEY IPYMj MATERIALS Z Digital posters IFigures 2.1 and 2.21 a. The refreshed PYM digital poster IPOrtrait or landscape version) shall be displayed through LED screens, digital signages, electronic billboards, online platforms, or similar media, as applicable. b. The official digital posters (portrait and landscapeversions) may be downloaded from the BSP website through the link or QR code shown in Table I. Figure 2.1: PYM Digital Poster Portrait version protect in 611ey L ^:: . 4-. , .., ., AM A SMART FINANCIALCON5UMEP #iKNOW , I, ,^., g un Pre, ". ", Optic", mr riglG Figure 2.2 PYM Digital Poster ILandscape version) Table, : Downloadable link and QR code for PYM Materialsin the BSP Website Link to PYM Page in the BSP Website QR Code linked to the PYM Page in the BSP Website flit :Is '1. v. \. I'S c 0\4 JIT Do eS Inclusive Finorice FillEdCOiiSu!, TelPioiec11.11Co;Tipoigns. OSp
protect in Iley I AM A SMART FINANCIAL CONSUMER #iKNOW MY n, Gins MY OPTIONS THE RISKS Dr 0051T, INVESTMENTS , "n LOANS FPAUDS SCAMS . ^ r L. .:.. . p. L. T: . . . .r .:, . . . Page 2 of 4

ANNEX I - GUIDELINES ON THE DISPLAY OF PROTECT YOUR MONEY IPYM MATERIALS B. FOR PYM ART CARDS (as applicable) BSIs shall display the PYM ATM art card on their automated teller machines (ATMs) on the screen interface in a manner clearly noticeable to users during transactions The official PYM ATM art card is downloadable from the BSP website through the link or QR code shown in Table I. 9 ,^ PDIC KNOWYOUR RIGHTS OP'rlONS RISKS Figure I: PYM ATM Art Card .. Table I: Downloadable link and QR code for PYM Materials in the BSP Website Link to PYM PCge in the BSP Website . hit 5.11. ,w\A, bs . 0,. 71, Do es/ In Litisi, GPinonce FinEdConsumeiProtecti'OJTCain. o1' ns. OS A r . . SCAN To KNOW How protect in o . ey #iK"OW ,., ,, ,.. . QR Code linked to the PYM PCge in the BSP Website . ", .r :. 'I. ^ r ' . .. . .^ . : . :^,. ^ .. F . . . L. Page 3 of 4

ANNEX I - GUIDELINES ON THE DISPLAY OF PROTECT YOUR MONEY IPYM MATERIALS C. FOR OTHER PYM MATERIALS BSIs shall publish and share the following PYM materials through their official communication channels: I. Social media reels 2. Social media posts 3, SMS advisories, as applicable 4. Radio interviews, as applicable These materials may be downloadable from the BSP website through the link or QR code shown in Tablel, as soon as available. Tablel: Downloadable link and QR code for PYM Materials in the BSP Website Link to PYM Page in the BSP Website QR Code linked to the PYM Page in the BSP Website http^/v*, unvbsp. govp!,/Pages/ Inclusi, eFiiTonce/ ^nEdConsumeiProLcctionCom o1 I'S as >. For clar'f'cations, please contact the FSF's Consumer Prot ction rid E uc tion Co at c ecseci'etariat a bs ov. ph. . r . . . itt e Page 4 of 4

ANNEX 2 - BSP DIRECTORY FOR PYM DISTRIBUTION OFFICE/BRANCH ADDRESS/EMAIL ADDRESS (Contact for PYM Distribution) Bangko Sentral rig Pilipinas IMain BSP Hub. Bangko Sentral rig Pilipinas. Roxas Boulevard Mark Joseph Bayona or East Service Road. Bgy. 7/9. Malate Manila. Philippines Enrique Villanueva Officej 1004 North Luzon Regional onice Batac Branch Cabanatuan Branch Dagupan Branch La Union Branch Email: cpecsecretariat@bsp. gov. ph No. 14 Loakan Road, Loakan-Apugan, Baguio City Sari Fernando Branch Tuguegarao Branch South Luzon Regional Office National Highway, Qui!ing Norte. Batac City. 110cos Norte Cor. Del Pilar and Paco Roman Sts. . Brgy. Matadero. Cabanatuan City Tondaligan. Bonoan Guesset, Dagupan City, Pangasinan Quezon Avenue. City of San Fernando. La Union Legazpi Branch Lucena Branch CONTACT PERSON Greenfields Subd. . Mac Arthur Highway. Sindalan. Sari Fernando City. Painpanga Regional Government Center. Carig Sur. Tuguegarao City Roxas Avenue, Diversion Road. Brgy. Triangulo. Naga City. Camarines Sur Email: bsp-SIro@bspgov. ph Barengay 18 Rizal St. Cabagan, Legazpi City Quezon Avenue Extension. Brgy. 8. Lucena City Classification: GENERAL Marian Patosa TEL No. Corner Comez (+632) 8811-1277 (8811-IBSP) local 4/15 to 4/16 Ma. Lourdes Laconsay Corner Comez (074) 665-1483; (02) 88TH 27710c 7051-7054.70567059 Corner Comez (077) 792-2103I 2104 Fax No. (077) 792-2105 (044) 463-1735 1463-1736 Ma. Lourdes Laconsay Ma. Elena Madriaga Keith Eduard Hidalgo 1075 I 653-0027 I 653-0032 (072) 888-2083 Fax No. (072) 888-2083 (045) 45540141455-3836 1455 3835 1078/304-4755 1304-781510c 5469 (054) 206-8532I 206-7532 Paulette Gay Menguilla Shanise Geri Villanueva (052) 742-3799I201-2592I201- 5433 (042) 373-7323

ANNEX 2 - BSP DIRECTORY FOR PYM DISTRIBUTION OFFICE/BRANCH ADDRESS/EMAIL ADDRESS (Contact for PYM Distribution Puerto Princesa Branch Visayas Regional Office Bacolod Branch 110ilo Branch Poxas Branch North National Highway cor. Sampaloc Road. Brgy. Sari Hazel Rainirez Jose, Puerto Princesa City. Palawan Cor, OSmena Blvd & P, del Rosario Sts. . Cebu City Dumaguete Branch Tacloban Branch Mindanao Regional Office Lacson cor, Luzuriaga Sts. , Bacolod City BSP Bidg. . Brgy, Danao. Solis St. , 110110 City Butuan Branch Cagayan De Oro Branch Cotabato Branch Am aldo Boulevard. Brgy. Baybay. Roxas City 5600 General Saritos Branch Ozamiz Branch North Road. Daro, Dumaguete City Airport Road, San Jose. Tacloban City E. Quirino Avenue, Davao City Zamboanga Branch CONTACT PERSON Data Source: BSP Website Taken from. hrtps??mrwwbsp. govoh/Poge$, AboutTheBon!IcontoctUsy'ContactDetoilsRegionolOthces4ndBronches aspx As of 29 August 2025 a. C. Aquino Ave. . Brgy. Libertad, Butuan City National Highway & Velez Sts. . Cagayan de Oro City Governor Cutierrez Avenue. Rosary Heights V11,9600 Cotabato City City Hall Drive corner Pendatun Avenue, General Santos City Circumferential Road. Ozamiz City N. S. Valderrosa St. . Pettit Barracks. Zamboanga City Classification: GENERAL Roxan Mujeres (032) 254-0973 Fax No. (032) 254-9367 (034) 435-4623 to 24; 434-7755 Fax No. ^ (034) 435-2816 (033) 337-6635 Fax No. (033) 338-0573 (036) 621-7823 Telefax No. (036) 621-7812 (035) 422-842S1422-9326 (053) 888-0690 (082) 227-905, Fax No. ^ (082) 226-4130 (085) 8/5/502 (088) 8574/791857-4180 1857 4181 (064) 429-3379I429-3381I429 3382 John Paul Capili (083) 5521906 Noelle Angela Painaran (088) 521-26781521-0782 Herin o9enes Buenaflor, ar. (062) 9912/51 Roannvi Villarojo TEL No. Buena Mae Rentuma (02) 88/1/27710c 7060 to 63 Buena Mae Rentuma Roannvi Villarojo Erma Lagarto Dorothy Joy Diaz Clizriel Rose Quijada Noelle Angela Painaran Edward Cabalida