Regulatory Alerts2025-12-22
Requirements for AZQR Codes for QR-Based Payment Transactions in Azerbaijan
The Management Board of the Central Bank of Azerbaijan issued these requirements to standardize the technical format and operational workflow of AZQR codes for domestic QR-based payments. The regulation mandates compliance with EMV QR Code Specification and ISO standards, defining mandatory data fields such as Merchant ID, currency codes, and transaction amounts within a structured tree-like format. It further outlines the complete transaction mechanism for both static and dynamic codes, detailing how payers scan merchant-presented codes or generate consumer-presented codes to execute authorized payments through the Centralized Customer Information Database.
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