Notice No. 5/2025

Bank of Portugal issued Notice No. 5/2025 to regulate the reporting obligations of entities operating within retail payment systems. The notice mandates the communication of specific information to the central bank, covering areas such as payment elements, disclosure, cybersecurity, and operational risk. It entered into force on August 7, 2025, pursuant to Law No. 5/98 and Decree-Law No. 298/92.

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Banco de Portugal

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Notice No. 5/2025

Summary

Regulates the information that entities exercising activity within payment systems must communicate to the Bank of Portugal.

Status

In force

Official Journal

DR, 2nd Series, Part E, No. 151, of 07/08/2025

Enabling Law

Law No. 5/98, of 31-1, art. 14; Decree-Law No. 298/92, of 31-12, art. 117-B

Publication Date

07-08-2025

Entry into Force Date

07-08-2025

Descriptors

Payment Systems, Reporting, Information Elements, Payment Means, Information Disclosure, Cybersecurity, Operational Risk, Statistics

Recipients

Entities exercising activity within retail payment systems

Associated Instructions

Instruction No. 10/2025

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