Regulatory Alerts2025-01-01
Operating Hours for Payment Systems During Ramadan 2025
The Saudi Central Bank has issued updated operating hours for key payment systems, including RTGS, EFT, and ECC, for Ramadan 2025. Real-time gross settlement and retail payment sessions are shortened, with internal transfers ending at 13:45 and external remittance deadlines set for 11:15. Electronic cheque clearing operations are also adjusted, with final submission times moved to 13:30, while personal EFT sessions remain unchanged.
Operating Hours for Payment Systems During Ramadan 2025
First: Real-Time Gross Settlement System (RTGS)
| Event (Operation) | Time (Hour) |
|---|---|
| System Opening | 09:00 |
| Start of Internal Transfers and Settlements | 09:05 |
| Deadline for External Remittances and Feed Notifications – All Currencies | 11:15 |
| End of Internal Transfers and Settlements | 13:45 |
Second: EFT Retail Payment System
| Event (Operation) | Time (Hour) |
|---|---|
| End of Third Remittance Clearing Session | 13:10 |
| Cash Settlement for Third Remittance Session and Retrieval of Incoming File | 13:15 |
| End of Second Salary Payments Clearing Session | 13:20 |
| Cash Settlement for Second Salary Payments Session and Retrieval of Incoming File | 13:25 |
- The operating hours for EFT personal remittance sessions and salary payments not listed in this table remain unchanged.
Third: Electronic Cheque Clearing System (ECC)
| Event (Operation) | Time (Hour) |
|---|---|
| System Opening on Current Working Day (T) | 09:05 |
| Deadline for Cheques Received on Previous Working Day (-1T) | 10:15 |
| Cash Settlement for Cheques Accepted and Presented on Previous Working Day (-1T) | 10:30 |
| End of Cheque Submission for Clearing on Current Working Day (T) | 13:30 |
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