Regulatory Alerts2026-04-13
Foundation Repair: Financiable for Homeowners?
The Dutch Authority for the Financial Markets (AFM) issued this April 2026 analysis report to address the growing financial risks homeowners face regarding foundation repairs, which are not covered by insurance. The study reveals that while approximately 120,000 homeowners require urgent repairs costing an estimated €11 billion, over 75,000 lack the liquid assets to pay immediately, and 25,000 fall outside standard mortgage financing limits. The AFM urges stakeholders to implement standardized risk information, improve financing options, and take collective action to prevent over-indebtedness and ensure timely repairs.
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