Regulatory Alerts2025-12-03
Order on Pricing Models for Certain Types of Payment Instruments
The Danish Ministry of Industry, Business and Financial Affairs and the Danish Business Authority issued this Order to regulate pricing models for merchants using chip-enabled payment instruments in physical trade. It mandates that acquirers with significant transaction volumes offer merchants a choice between fixed annual subscription fees or percentage-based rates, with maximum caps determined by cost investigations. The regulation establishes a system for adjusting these rates based on cumulative over- or under-charging to ensure costs do not exceed actual operational expenses.
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