Instruction No. 2025-I-18 on the Declaration or Approval File for Merger or Demerger Without Transfer of Insurance Contract Portfolios

PRUDENTIAL CONTROL AND RESOLUTION AUTHORITY

Instruction No. 2025-I-18 on the declaration or approval file for merger or demerger without transfer of portfolio of insurance contracts of insurance undertakings

The Prudential Control and Resolution Authority, Having regard to the Insurance Code, particularly Articles L. 324-3 and L. 384-4; Having regard to the Monetary and Financial Code, particularly Articles L. 612-14, L. 612-24, and R. 612-21; Having regard to the Mutual Code, particularly Articles L. 212-13 and L. 214-11; Having regard to the Social Security Code, particularly Articles R. 931-4-3 and R. 942-4; Having regard to Ordinance No. 2015-378 of April 2, 2015; Having regard to Decree No. 2015-513 of May 7, 2015; Having regard to the opinion of the Prudential Affairs Consultative Commission (CCAP) of October 1, 2025,

DECIDES

Article 1: The declaration or application for approval file for merger or demerger without transfer of portfolio of contracts submitted by the insurance undertakings referred to in Articles L. 324-3 of the Insurance Code, L. 212-13 of the Mutual Code, and L. 931-4-3 of the Social Security Code, as well as by the supplementary professional pension schemes referred to in Articles L. 384-4 of the Insurance Code, L. 214-11 of the Mutual Code, and R. 942-4 of the Social Security Code, shall consist of the elements defined in the annex to this instruction.

Article 2: This file must be sent in electronic format to the Prudential Control and Resolution Authority by depositing it at the following address: https://acpr-portail.banque-france.fr.

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Article 3: This instruction shall enter into force on January 1, 2026.

Paris, October 22, 2025

For the Insurance Sectoral Sub-Committee The President, Jean-Paul FAUGÈRE