Official Holidays and Working Hours for Financial Institutions and the Saudi Rapid Financial Transfer System "RTGS"

P.O. Box 2992, Riyadh 11169, Kingdom of Saudi Arabia Tel: +966 11 463 3000 Classification: Circular Dear Sirs/Madams, Peace, mercy, and blessings of God be upon you. Subject: Official Holidays and Working Hours for Financial Institutions and the Saudi Rapid Financial Transfer System "RTGS". Reference is made to the authority of the Saudi Central Bank (SAMA) to issue instructions related to financial institutions under its supervision and their operations, based on the provisions of SAMA's system issued by Royal Decree No. M36 dated 1442/4/11H, and the related regulations. You are hereby informed of SAMA's approval of the official holidays for financial institutions and the Saudi Rapid Financial Transfer System "RTGS", as well as their working hours for the next four years (1447-1450H), which are published via SAMA's electronic website. We request that you consult the SAMA electronic website and comply with the official holiday dates and working hour instructions. Please provide SAMA, well in advance of the holidays, with a list of branches operating during official holidays, and announce this through appropriate media. Please accept my regards, Yazid bin Ahmed Al-Sheikh Deputy Governor for Supervision Distribution Scope:

• All financial institutions supervised by the Saudi Central Bank.