BCB Resolution No. 551 — Establishes Deduction on Compulsory Deposit Requirements for Demand and Time Deposits

Resolution No. 551

BCB RESOLUTION NO. 551, OF MARCH 3, 2026

Establishes a deduction on the exigibility of compulsory deposit collection on demand funds, which are governed by BCB Resolution No. 189, of February 23, 2022, and on time funds, which are governed by BCB Resolution No. 145, of September 24, 2021.

The Collegiate Board of the Central Bank of Brazil, in a session held on March 3, 2026, based on Art. 10, full text, paragraphs III and IV, of Law No. 4.595, of December 31, 1964, and on Art. 66 of Law No. 9.069, of June 29, 1995,

R E S O L V E S:

Art. 1 Financial institutions may deduct, from the exigibilities of compulsory deposit collection to which they are subject regarding demand funds, governed by BCB Resolution No. 189, of February 23, 2022, and regarding time funds, governed by BCB Resolution No. 145, of September 24, 2021, the amount corresponding to the mandatory advance to the Credit Guarantee Fund – FGC, of the ordinary monthly contributions provided for in Art. 2 of Resolution No. 4.222, of May 23, 2013.

§ 1 The total value of the deduction shall correspond, at most, to the total value of the advance, calculated by the arithmetic sum of the installments effectively advanced until May 2026, as established by a decision of the Board of Directors of the FGC.

§ 2 The provisions of this article shall also apply to the installments effectively advanced in March 2027 and in March 2028, by decision of the Board of Directors of the FGC.

§ 3 For each advance installment, the institution may decide on the distribution of the respective deduction between the two modalities of compulsory deposit collection referred to in the full text, such that the sum is limited to the total of said installment.

§ 4 The advance referred to in this article shall be reported to the Central Bank of Brazil together with the other information relating to the calculation period in which it occurs.

§ 5 The deduction of the exigibility, in each modality of compulsory deposit collection, shall be limited to the value of the respective exigibility calculated for the period to which the deduction applies.

Art. 2 The deduction referred to in Art. 1 shall be granted for the number of months equivalent to the total of the ordinary monthly contributions advanced.

§ 1 The deduction referred to in the full text shall be applied starting from the calculation period in which the advance occurs, observing, respectively, the provisions of Art. 4 of BCB Resolution No. 189, of February 23, 2022, and of Art. 4 of BCB Resolution No. 145, of September 24, 2021, depending on the modality of compulsory deposit collection to which it refers.

§ 2 The exigibility of the compulsory deposit collection, regarding the advance installments dealt with in Art. 1, § 1, shall be restored monthly:

I - starting from the calculation period that covers the first business day of the second month following the month of the start of the deduction referred to in § 1; and

II - in the proportion of 1/60 (one sixtieth) of the value of the advance.

§ 3 The exigibility of the compulsory deposit collection, regarding the advance installment dealt with in Art. 1, § 2, and effective in March 2027, shall be restored monthly:

I - starting from the calculation period that covers the first business day of the month following the month of the end of the deduction referred to in § 2; and

II - in the proportion of 1/12 (one twelfth) of the value of the advance.

§ 4 The exigibility of the compulsory deposit collection, regarding the advance installment dealt with in Art. 1, § 2, and effective in March 2028, shall be restored monthly:

I - starting from the calculation period that covers the first business day of the month following the month of the end of the deduction referred to in § 3; and

II - in the proportion of 1/12 (one twelfth) of the value of the advance.

Art. 3 This Resolution enters into force on the date of its publication.

NILTON JOSÉ SCHNEIDER DAVID

Director of Monetary Policy