Instruction (Historical) No. 1/2026

Summary

Regulates the communication to Banco de Portugal of actual or potential liabilities arising from credit operations, in any form or modality, in order for it to centralize and disseminate this information.

Revokes Instruction No. 17/2018, published in the Official Gazette No. 8 Supplement, of 27-08-2018.

Status

In force

Official Gazette

2/2026

Supplement

Enabling Law

Law No. 5/98, of 31-1; Decree-Law No. 204/2008, of 14-10

Descriptors

Credit Responsibilities Central Registry, Electronic Communication, Document Retention, Loan, Non-resident, Credit Operations, Price List, Information Provision, Resident, Liabilities, Credit Responsibilities Central Registry, Information Systems, Bank Branch, Financial Branch

Other Diplomas

European Central Bank Regulation (EU) 2016/867, of 18-05

Publication Date

24-02-2026

Disclosure Date

24-02-2026

Entry into Force Date

25-02-2026

Type of Recipient

Credit Institutions, Electronic Money Institutions, Payment Institutions, Finance Companies

Recipients

Banks, Central Agricultural Mutual Credit Union, Agricultural Mutual Credit Unions, Savings Banks, Mortgage Credit Institutions, Electronic Money Institutions, Payment Institutions, Credit Finance Companies, Regional Development Companies, Factoring Companies, Mutual Guarantee Companies, Investment Companies, Financial Leasing Companies, Asset Securitization Fund Management Companies

Theme :: Subtheme

Credit Responsibilities Central Registry

Instructions Amended/Revoked

Instruction No. 17/2018

Link

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