Regulatory AlertsRegulations amending Finansinspektionen’s regulations regarding amortisation of loans collateralised by residential property
Finansinspektionen issued regulations requiring new borrowers with mortgages exceeding 4.5 times their gross income to amortise at least 1 per cent of the debt in addition to existing requirements. The Government granted consent for these rules on 30 November 2017, and the amendments officially entered into force on 1 March 2018. These measures were subsequently repealed on 31 March 2026.
Regulations amending Finansinspektionen’s regulations (FFFS 2016:16) regarding amortisation of loans collateralised by residential property
Repealed 2026-03-31 see FFFS
2026:1
FFFS 2016:16
Summary
Under the amendment, new borrowers with a mortgage in excess of 4.5 times their gross income shall amortise at least 1 per cent of the debt in addition to the amortisation already in effect.
The Government granted its consent on 30 November 2017 for Finansinspektionen to decide on the regulations. The amendments go into effect on 1 March 2018. Amendment 2017:23
Documents
FFFS 2017:23
Decision memorandum FFFS 2017:23