Regulatory Alerts2026-05-04 | Resolução CMN 5299CMN Resolution No. 5299 — Establishes Guidelines for Regulating the Rights of Natural Persons Using Financial Services
The Central Bank of Brazil, via the National Monetary Council, issued Resolution No. 5299 to establish regulatory guidelines for the rights of natural persons using financial services under Law No. 15,252 of 2025. The resolution mandates specific principles for salary portability, special low-interest credit modalities, automatic debit authorizations, and the right to information to ensure consumer protection, transparency, and non-discriminatory access. It revokes previous resolutions and enters into force immediately for most provisions, with the revocation clause taking effect on July 1, 2027.
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