Regulatory Alerts2025-10-22
Instruction No. 2025-I-19 on the Composition of Administrative Approval or Extension Dossiers for Insurance or Reinsurance Undertakings
The Prudential Control and Resolution Authority (ACPR) issued Instruction No. 2025-I-19 to update the required content for administrative approval and extension dossiers for insurance, reinsurance, and third-country branches. This regulation replaces Instruction No. 2015-I-15 and its subsequent amendments, specifying distinct document compositions in Annex 1 and Annex 2 based on the type of entity. The instruction mandates electronic submission via the ACPR portal and enters into force on January 1, 2026.
PRUDENTIAL CONTROL AND RESOLUTION AUTHORITY
Instruction No. 2025-I-19 regarding the composition of administrative approval or extension dossiers for insurance or reinsurance undertakings replacing Instruction No. 2015-I-15 of June 30, 2015 as amended by Instructions No. 2019-I-10 of April 18, 2019 and No. 2024-I-11 of October 21, 2024
The Prudential Control and Resolution Authority, Having regard to the Insurance Code, particularly Articles L. 321-10 and L. 321-10-1; Having regard to the Monetary and Financial Code, particularly Articles L. 612-14, L. 612-24 and R. 612-21; Having regard to the Mutual Code, particularly Articles L. 211-8 and L. 211-8-1; Having regard to the Social Security Code, particularly Articles L. 931-4 and L. 931-4-1; Having regard to Ordinance No. 2015-378 of April 2, 2015; Having regard to Decree No. 2015-513 of May 7, 2015; Having regard to the opinion of the Prudential Affairs Consultative Commission (CCAP) of October 1, 2025,
DECIDES
Article 1: The dossier provided for in Articles L. 321-10 and L. 321-10-1 of the Insurance Code concerning the insurance undertakings mentioned in Articles L. 321-1 of the Insurance Code, L. 211-8 of the Mutual Code and L. 931-4 of the Social Security Code, and the reinsurance undertakings mentioned in Articles L. 321-1-1 of the Insurance Code, L. 211-8-1 of the Mutual Code and L. 931-4-1 of the Social Security Code, shall consist of the elements defined in Annex 1.
Article 2: The dossier provided for in Articles L. 321-10 and L. 321-10-1 of the Insurance Code, concerning the undertakings mentioned in Article L. 321-7 of the Insurance Code ("non-life Swiss branches"), and the undertakings mentioned in Article L. 329-1 of the Insurance Code ("third-country branches"), shall consist of the elements defined in Annex 2.
Article 3: This dossier must be sent in electronic format to the Prudential Control and Resolution Authority by depositing it at the following address: https://acpr-portail.banque-france.fr.
Article 4: This Instruction replaces Instruction No. 2015-I-15 of June 30, 2015 as amended by Instructions No. 2019-I-10 of April 18, 2019 and No. 2024-I-11 of October 21, 2024, in order to update its annexes. References to Instruction No. 2015-I-15 of June 30, 2015 shall be understood as referring to this Instruction.
Article 5: This Instruction shall enter into force on January 1, 2026.
Paris, October 22, 2025
For the Insurance Sectoral Sub-Committee The President, Jean-Paul FAUGÈRE