Regulatory Alerts2025-10-22
Instruction No. 2025-I-17 regarding the approval file for the transfer of insurance contract portfolios
The Prudential Control and Resolution Authority (ACPR) issued Instruction No. 2025-I-17 to define the mandatory content and submission procedures for insurance portfolio transfer approval dossiers. The instruction specifies that these dossiers, submitted by various insurance, mutual, social security, and supplementary pension entities, must adhere to the elements outlined in the document's annex. It mandates electronic submission via the ACPR portal and officially entered into force on January 1, 2026.
PRUDENTIAL CONTROL AND RESOLUTION AUTHORITY
Instruction No. 2025-I-17 regarding the approval file for the transfer of insurance contract portfolios
The Prudential Control and Resolution Authority, Having regard to the Insurance Code, particularly its Articles L. 324-1, L.324-1-1, L. 324-2, L. 381-1, 384-1, L. 384-2, L. 384-3 and L. 384-4; Having regard to the Monetary and Financial Code, particularly its Articles L. 612-14, L. 612-24, and R. 612-21; Having regard to the Mutual Code, particularly its Articles L. 212-11, L. 212-12, and R. 214-4; Having regard to the Social Security Code, particularly its Articles L. 931-16, L. 942-1, L. 942-9, L.942-10, and R. 942-4; Having regard to Ordinance No. 2015-378 of April 2, 2015; Having regard to Decree No. 2015-513 of May 7, 2015; Having regard to the opinion of the Prudential Affairs Consultative Commission (CCAP) of October 1, 2025, DECIDES
Article 1: The approval file for the transfer of insurance contract portfolios submitted by the insurance entities mentioned in Articles L. 324-1 of the Insurance Code, L. 212-11 of the Mutual Code and L. 931-16 of the Social Security Code as well as by the supplementary professional pension entities mentioned in Articles L. 384-1 and following of the Insurance Code, L. 214-9 of the Mutual Code and L. 942-9 and following of the Social Security Code, shall consist of the elements defined in the annex to this instruction.
Article 2: This file must be sent in electronic format to the Prudential Control and Resolution Authority by depositing it at the following address: https://acpr-portail.banque-france.fr.
2
Article 3: This instruction shall enter into force on January 1, 2026. Paris, October 22, 2025 For the Insurance Sectoral Sub-College The President, Jean-Paul FAUGÈRE