2013-10-04
The Prudential Control and Resolution Authority issued Instruction No. 2013-I-12 to amend the reporting templates defined in Instruction No. 2009-01 for the unified financial reporting system. This regulation modifies specific annex tables, including SITUATION, ITB_RESID, ITB_Nresi, CLIENT_RE, CLIENT_nR, PENS_LIVR, and TITRE_PTF, to update the required financial data structures. The amended instructions enter into force on December 31, 2014.
Prudential Control and Resolution Authority Instruction No. 2013-I-12 of October 4, 2013 Amending Instruction No. 2009-01 of June 19, 2009 regarding the implementation of the unified financial reporting system
The Prudential Control and Resolution Authority, Having regard to the Monetary and Financial Code, particularly Article L. 612-24; Having regard to the Banking Commission Instruction No. 2009-01 of June 19, 2009, as amended, regarding the implementation of the unified financial reporting system; Having regard to the Banking Commission Instruction No. 2010-06 of February 15, 2010, regarding the implementation of the unified financial reporting system for payment institutions; Having regard to the Banking Commission Instruction No. 2007-01, as amended, of January 18, 2007, regarding the electronic signature of certain documents transmitted electronically to the Banking Commission; Decides:
Article 1 – The tables SITUATION, ITB_RESID, ITB_Nresi, CLIENT_RE, CLIENT_nR, PENS_LIVR, and TITRE_PTF, presented in Annex 2 of the aforementioned Instruction No. 2009-01, are modified and replaced by those in the Annex to this Instruction.
Article 2 – This Instruction enters into force on December 31, 2014.
Paris, October 4, 2013 The President of the Prudential Control and Resolution Authority, [Christian NOYER]
Instruction No. 2013-I-12 of October 4, 2013 amending Instruction No. 2009-01 of June 19, 2009 regarding the implementation of the unified financial reporting system Prudential Control and Resolution Authority 2
Annex
Activity Social Scope Activity Activity Rest of the World Activity All Zones Social Scope Social Scope Social Scope Amort. Amort. Amort. Amort. Depreciations R. N.R. R. + N.R. R. N.R. R. + N.R. Depreciations Depreciations Depreciations Depreciations 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
1 TREASURY OPERATIONS AND INTERBANK OPERATIONS 1.1 Cash 1.1.1 Banknotes and coins 1.1.2 Other values 1.2 Central banks and postal check offices 1.3 Current accounts debit 1.4 Accounts and loans 1.5 Securities received under repurchase agreements 1.6 Unapplied values 1.7 Network 1.8 Doubtful claims (gross) 1.9 Depreciations 1.10 Attached claims
2 OPERATIONS WITH CUSTOMERS 2.1 Customer credits 2.2 Factoring 2.3 Loans to financial customers 2.4 Securities received under repurchase agreements 2.5 Current accounts debit 2.6 Unapplied values 2.7 Doubtful claims (gross) 2.8 Depreciations 2.9 Attached claims
3 OPERATIONS ON SECURITIES AND DIVERSE OPERATIONS 3.1 Securities received under stock lending 3.2 Trading securities 3.3 Investment securities 3.4 Portfolio management activity securities 3.5 Investment securities 3.6 Purchased conditional instruments 3.7 Trading and settlement accounts related to securities operations 3.8 Headquarters and branches 3.9 Various debtors 3.10 Stock accounts and various uses 3.11 Debit regularization accounts
Net amounts Net amounts Net amounts Net amounts Total SITUATION Balance sheet and off-balance sheet on a social basis ASSETS France By overseas implantation (a) By overseas implantation (b) Total Total (a) New Caledonia, French Polynesia, Wallis and Futuna, Guadeloupe, Guyana, Martinique, Réunion, Mayotte, Saint Pierre and Miquelon, Saint Martin, Saint Barthélemy (b) New Caledonia, French Polynesia, Wallis and Futuna Total Euros Foreign currencies CFP
Instruction No. 2013-I-12 of October 4, 2013 amending Instruction No. 2009-01 of June 19, 2009 regarding the implementation of the unified financial reporting system Prudential Control and Resolution Authority 3
Activity Social Scope Activity Activity Rest of the World Activity All Zones Social Scope Social Scope Social Scope Amort. Amort. Amort. Amort. Depreciations R. N.R. R. + N.R. R. N.R. R. + N.R. Depreciations Depreciations Depreciations Depreciations 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
Net amounts Net amounts Net amounts Net amounts Total SITUATION Balance sheet and off-balance sheet on a social basis ASSETS France By overseas implantation (a) By overseas implantation (b) Total Total (a) New Caledonia, French Polynesia, Wallis and Futuna, Guadeloupe, Guyana, Martinique, Réunion, Mayotte, Saint Pierre and Miquelon, Saint Martin, Saint Barthélemy (b) New Caledonia, French Polynesia, Wallis and Futuna Total Euros Foreign currencies CFP
3.12 Doubtful claims (gross) 3.13 Depreciations 3.14 Attached claims 3.14.1 including accrued but unpaid interest on debt securities
4 FIXED ASSETS 4.1 Subordinated loans 4.2 Shares in affiliated companies, holding securities, other financial fixed assets and calls on capital 4.3 Capital contributions by foreign branches 4.4 Assets under construction, operating fixed assets and non-operating fixed assets 4.5 Finance leases and similar operations 4.6 Operating leases 4.7 Doubtful claims (gross) 4.8 Depreciations 4.9 Attached claims
5 SHAREHOLDERS OR PARTNERS 5.1 Subscribed and uncalled capital 5.2 Subscribed and called capital not paid
6 TOTAL
7 TREASURY SHARES
8 INDICATOR OF ACTIVITY CARRIED OUT OVERSEAS WITHOUT A BRANCH (c) (c) In accordance with Annex 1 to Instruction No. 2009-01
Instruction No. 2013-I-12 of October 4, 2013 amending Instruction No. 2009-01 of June 19, 2009 regarding the implementation of the unified financial reporting system Prudential Control and Resolution Authority 4
Activity Social Scope Activity Activity Rest of the World Activity All Zones Social Scope Social Scope Social Scope R. N.R. R. + N.R. R. N.R. R. + N.R. R. N.R. 1 2 3 4 5 6 7 8 9 10
1 TREASURY OPERATIONS AND INTERBANK OPERATIONS 1.1 Central banks and postal check offices 1.2 Current accounts credit 1.3 Accounts and borrowings 1.4 Securities given under repurchase agreements 1.5 Other amounts due 1.6 Network 1.7 Attached liabilities
2 OPERATIONS WITH CUSTOMERS 2.1 Borrowings from financial customers 2.2 Securities given under repurchase agreements 2.3 Current accounts credit 2.4 Factoring accounts 2.5 Security deposits 2.6 Special regime savings accounts 2.7 Term credit accounts 2.8 Cash certificates and savings certificates 2.9 Other amounts due 2.10 Attached liabilities
3 OPERATIONS ON SECURITIES AND DIVERSE OPERATIONS 3.1 Securities given under stock lending 3.2 Trading securities 3.3 Sold conditional instruments 3.3 Interbank market securities 3.5 Negotiable debt securities 3.6 Bonds 3.7 Other liabilities constituted by securities 3.8 Trading and settlement accounts related to securities operations 3.9 Payments remaining to be made on unpaid securities 3.10 Headquarters and branches Total Total 11 12 Euros Foreign currencies Total CFP Total SITUATION Balance sheet and off-balance sheet on a social basis LIABILITIES France By overseas implantation (a) By overseas implantation (b) (a) New Caledonia, French Polynesia, Wallis and Futuna, Guadeloupe, Guyana, Martinique, Réunion, Mayotte, Saint Pierre and Miquelon, Saint Martin, Saint Barthélemy (b) New Caledonia, French Polynesia, Wallis and Futuna Net amounts Net amounts Net amounts Net amounts
Instruction No. 2013-I-12 of October 4, 2013 amending Instruction No. 2009-01 of June 19, 2009 regarding the implementation of the unified financial reporting system Prudential Control and Resolution Authority 5
3.11 Various creditors 3.12 Regularization accounts 3.13 Attached liabilities 3.13.1 including accrued but unpaid interest on debt securities
4 PROVISIONS, EQUITY AND SIMILAR ITEMS 4.1 Subsidies and public funds allocated 4.2 Provisions for risks and charges excluding risks related to the execution of signature commitments 4.3 Provisions for risks related to the execution of signature commitments 4.4 Regulated provisions 4.5 Mutual security deposits 4.6 Subordinated liabilities 4.7 General banking risk funds 4.8 Capital premiums and reserves 4.9 Capital 4.9.1 Called capital 4.9.2 Subscribed but uncalled capital 4.9.3 Preference shares 4.9.4 Capital-like elements 4.10 Attached liabilities
5 CARRIED FORWARD (+ / -)
6 RESULT PENDING APPROVAL (+ / -)
7 EXCESS OF REVENUES OVER EXPENSES OR SHORTFALL OF REVENUES OVER EXPENSES (+ / -)
8 TOTAL
Activity Social Scope Activity Activity Rest of the World Activity All Zones Social Scope Social Scope Social Scope R. N.R. R. N.R. R. N.R. R. + N.R. R. N.R. 1 2 3 4 5 6 7 8 9 10 Total Total 11 12 Euros Foreign currencies Total CFP Total SITUATION Balance sheet and off-balance sheet on a social basis LIABILITIES France By overseas implantation (a) By overseas implantation (b) (a) New Caledonia, French Polynesia, Wallis and Futuna, Guadeloupe, Guyana, Martinique, Réunion, Mayotte, Saint Pierre and Miquelon, Saint Martin, Saint Barthélemy (b) New Caledonia, French Polynesia, Wallis and Futuna Net amounts Net amounts Net amounts Net amounts
Instruction No. 2013-I-12 of October 4, 2013 amending Instruction No. 2009-01 of June 19, 2009 regarding the implementation of the unified financial reporting system Prudential Control and Resolution Authority 6
Activity Social Scope Activity Activity Rest of the World Activity All Zones Social Scope Social Scope Social Scope R. N.R. R. N.R. R. N.R. 1 2 3 4 5 6 7 8
1 FINANCING COMMITMENTS 1.1 Commitments in favor of credit institutions 1.2 Commitments received from credit institutions 1.2.1 including: confirmed refinancing lines 1.3 Commitments in favor of customers 1.4 Commitments received from customers
2 GUARANTEE COMMITMENTS 2.1 Guarantees, avals, other guarantees for credit institutions 2.1.1 including: guarantees given to asset-backed securities funds 2.2 Guarantees, avals, other guarantees received from credit institutions 2.3 Customer guarantees including: 2.3.1 Real estate guarantees 2.3.2 Financial guarantees 2.3.3 Guarantees given to asset-backed securities funds 2.3.4 Guarantees given within the framework of UCITS* or a management mandate 2.3.4.1 Capital guarantees 2.3.4.2 Performance guarantees 2.3.4.3 Capital and performance guarantees 2.3.5 Other customer guarantees 2.4 Guarantees received from customers
3 SECURITIES COMMITMENTS 3.1 Securities to be received 3.1.1 Issuance interventions 3.1.2 Grey market 3.1.3 Securities sold with repurchase or buy-back option 3.1.4 Other securities to be received 3.2 Securities to be delivered 3.2.1 Issuance interventions 3.2.2 Grey market 3.2.3 Securities purchased with repurchase or buy-back option 3.2.4 Other securities to be delivered
4 FOREIGN CURRENCY OPERATIONS 4.1 Loan or borrowing operations in foreign currencies and spot exchange 4.2 Forward exchange operations Total Total 9 10 Total SITUATION Balance sheet and off-balance sheet on a social basis OFF-BALANCE SHEET France By overseas implantation (a) By overseas implantation (b) (a) New Caledonia, French Polynesia, Wallis and Futuna, Guadeloupe, Guyana, Martinique, Réunion, Mayotte, Saint Pierre and Miquelon, Saint Martin, Saint Barthélemy (b) New Caledonia, French Polynesia, Wallis and Futuna Net amounts Net amounts Net amounts Net amounts Euros Foreign currencies Total CFP
Instruction No. 2013-I-12 of October 4, 2013 amending Instruction No. 2009-01 of June 19, 2009 regarding the implementation of the unified financial reporting system Prudential Control and Resolution Authority 7
4.2.1 Currencies to be received 4.2.2 Currencies to be delivered 4.3 Unaccrued swap/forward points 4.3.1 To be received 4.3.2 To be paid 4.4 Foreign currency covered unaccrued interest 4.4.1 To be received 4.4.2 To be paid 4.5 Off-balance sheet foreign currency adjustment (+ / -)
5 COMMITMENTS ON FINANCIAL DERIVATIVE INSTRUMENTS 5.1 Interest rate instrument operations 5.2 Exchange rate instrument operations 5.3 Other instrument operations
6 OTHER COMMITMENTS 6.1 Commitments given 6.2 Commitments received
7 DOUBTFUL COMMITMENTS
Activity Rest of the World Activity All Zones Social Social Scope R. N.R. R. 1 2 3 Total Total 9 10 SITUATION Balance sheet and off-balance sheet on a social basis OFF-BALANCE SHEET France By overseas implantation (a) (a) New Caledonia, French Polynesia, Wallis and Futuna, Guadeloupe, Guyana, Martinique, Réunion, Mayotte, Saint Pierre and Miquelon, Saint Barthélemy Net amounts Net amounts Net amounts Euros Foreign currencies Social Scope Activity Activity Social Scope Social Scope N.R. R. N.R. 4 5 6 7 8 Total By overseas implantation (b) (b) New Caledonia, French Polynesia, Wallis and Futuna Net amounts Net amounts Total CFP
Instruction No. 2013-I-12 of October 4, 2013 amending Instruction No. 2009-01 of June 19, 2009 regarding the implementation of the unified financial reporting system Prudential Control and Resolution Authority 8
Activity France Currency Euros Foreign currencies Social Scope 1 ASSETS 1.1 1.2 1.3 1.4 1.5 1.6 1.7 1.8 1.9 including 1.10 2 LIABILITIES 2.1 2.2 2.3 2.4 2.5 2.6 2.7 including 2.8 3 3.1 3.2 Term accounts and borrowings Securities given under overnight repurchase agreements Securities given under term repurchase agreements Subordinated borrowings on term Subordinated borrowings with indefinite duration Interbank syndicated loans liability inter-group credits Interbank syndicated loans asset Current accounts credit Accounts and borrowings on day-to-day COMPLEMENTARY DATA inter-group deposits ITB_RESID Interbank operations with resident credit institutions RESIDENT CREDIT INSTITUTIONS Central banks, Issuing institutes Other credit institutions 1 2 Current accounts debit Accounts and loans on day-to-day Accounts and loans on term Securities received under overnight repurchase agreements Securities received under term repurchase agreements Doubtful claims (interbank) Subordinated loans on term Subordinated loans with indefinite duration Doubtful subordinated loans
Instruction No. 2013-I-12 of October 4, 2013 amending Instruction No. 2009-01 of June 19, 2009 regarding the implementation of the unified financial reporting system Prudential Control and Resolution Authority 9
Activity France Currency Euros Foreign currencies Social Scope Initial maturity ≤ 1 year Initial maturity
1 year Initial maturity ≤ 1 year Initial maturity 1 year Initial maturity ≤ 1 year Initial maturity 1 year Initial maturity ≤ 1 year Initial maturity 1 year 1 2 3 4 5 6 7 8 9 10
1 ASSETS 1.1 Interbank claims (excluding financial loans) 1.2 Financial loans 1.3 including interbank syndicated loans asset
2 LIABILITIES 2.1 Interbank liabilities including: 2.1.1 Interbank syndicated loans liability 2.1.2 Current accounts credit
3 COMPLEMENTARY DATA 3.1 inter-group credits 3.2 inter-group deposits Total CI Central banks, issuing institutes, international banking and financial organizations Other credit institutions (CI excluding CB, II, international banking and financial organizations) Total CI ITB_nRESI Interbank operations with non-resident credit institutions Breakdown by counterparty and initial maturity NON-RESIDENT CREDIT INSTITUTIONS EMU NON-RESIDENT CREDIT INSTITUTIONS NON-EMU Central banks, Issuing institutes, International banking and financial organizations Other credit institutions (CI excluding CB, II, international banking and financial organizations)
Instruction No. 2013-I-12 of October 4, 2013 amending Instruction No. 2009-01 of June 19, 2009 regarding the implementation of the unified financial reporting system Prudential Control and Resolution Authority 10
Activity France Currency Euros Foreign currencies Social Scope Headquarters abroad and branches abroad Foreign subsidiaries Other credit institutions Headquarters abroad and branches abroad Foreign subsidiaries Other credit institutions 1 2 3 4 5 6
1 ASSETS 1.1 Other values and interbank claims 1.2 Securities received under stock lending 1.3 Subordinated loans
2 LIABILITIES 2.1 Interbank liabilities 2.2 Securities given under stock lending 2.3 Subordinated borrowings on term 2.4 Subordinated borrowings with indefinite duration ITB_nRESI Interbank operations with non-resident credit institutions Breakdown by financing operation and counterparties NON-RESIDENT CREDIT INSTITUTIONS EMU NON-RESIDENT CREDIT INSTITUTIONS NON-EMU
Instruction No. 2013-I-12 of October 4, 2013 amending Instruction No. 2009-01 of June 19, 2009 regarding the implementation of the unified financial reporting system Prudential Control and Resolution Authority 11
Activity Currency Euros Foreign currencies Activity Currency CFP Social Scope Social Scope Non-financial companies Individual entrepreneurs Individuals Insurance companies and pension funds Social security administrations Total non-financial customers 1 2 3 4 8 9
1 COMMERCIAL CLAIMS 2 EXPORT CREDITS 3 CASH CREDITS including: 3.1 Credits at the point of sale (allocated and installment sales) 3.2 Personal loans (unallocated) 3.3 Repayment deferrals related to the use of payment cards 3.4 Use of permanent credit facilities 3.5 Credits on Livret Développement Industriel Durable (PBE) funds 3.6 Credit card loans 3.7 Other installment credits 3.8 Other non-installment credits including: 3.8.1 Credits for the acquisition of financial instruments
4 EQUIPMENT CREDITS including: 4.1 Credits on Livret Développement Industriel Durable (PBE) funds
5 HOUSING CREDITS 5.1 Investor credits other than housing savings 5.1.1 Unregulated loans 5.1.2 Loans to HLM organizations 5.1.3 Intermediate Rental Loans (PLI) 5.1.4 Subsidized Rental Loans (PLA) 5.1.5 Subsidized home ownership loans 5.1.6 Conventional loans 5.1.7 Conventional bank loans 5.1.8 0% housing ministry loans 5.1.9 Other regulated loans 5.2 Housing savings loans (a) New Caledonia, French Polynesia, Wallis and Futuna, Guadeloupe, Guyana, Martinique, Réunion, Mayotte, Saint Pierre and Miquelon, Saint Martin, Saint Barthélemy (b) New Caledonia, French Polynesia, Wallis and Futuna CLIENT_RE Operations with resident customers Variant 1 Variant 2 France By overseas implantation (a) By overseas implantation (b) ASSETS Non-financial customers RESIDENT NON-FINANCIAL CUSTOMERS ISBLSM Central administrations Local public administrations 5 6 7
Instruction No. 2013-I-12 of October 4, 2013 amending Instruction No. 2009-01 of June 19, 2009 regarding the implementation of the unified financial reporting system Prudential Control and Resolution Authority 12
Activity Currency Euros Foreign currencies Activity Currency CFP Social Scope Social Scope Non-financial companies Individual entrepreneurs Individuals Insurance companies and pension funds Social security administrations Total non-financial customers 1 2 3 4 8 9 (a) New Caledonia, French Polynesia, Wallis and Futuna, Guadeloupe, Guyana, Martinique, Réunion, Mayotte, Saint Pierre and Miquelon, Saint Martin, Saint Barthélemy (b) New Caledonia, French Polynesia, Wallis and Futuna CLIENT_RE Operations with resident customers Variant 1 Variant 2 France By overseas implantation (a) By overseas implantation (b) ASSETS Non-financial customers RESIDENT NON-FINANCIAL CUSTOMERS ISBLSM Central administrations Local public administrations 5 6 7
5.3 Developer credits 6 OTHER CUSTOMER CREDITS 7 FACTORING 8 SECURITIES RECEIVED UNDER REPURCHASE AGREEMENTS 9 CURRENT ACCOUNTS DEBIT 10 DOUBTFUL CLAIMS 11 SUBORDINATED LOANS 11.1 Term subordinated loans 11.2 Subordinated loans with indefinite duration 13 DOUBTFUL SUBORDINATED LOANS 14 FINANCE LEASES AND SIMILAR OPERATIONS (financial outstanding) 15 DOUBTFUL CLAIMS ON FINANCE LEASES AND SIMILAR OPERATIONS Complementary data 16 SYNDICATED LOANS TO NON-FINANCIAL CUSTOMERS 17 BREAKDOWN BY INITIAL MATURITY OF CREDITS 17.1 Total facilities 17.1.2 Initial maturity ≤ 1 year 17.1.3 Initial maturity > 1 year and ≤ 2 years 17.1.3.1 Residual maturity ≤ 1 year 17.1.3.2 Residual maturity > 1 year but rate revisable within the next 12 months 17.1.4 Initial maturity > 2 years and ≤ 5 years 17.1.4.1 Residual maturity ≤ 1 year 17.1.4.2 Residual maturity > 1 year but rate revisable within the next 12 months 17.1.4.3 Residual maturity ≤ 2 years 17.1.4.4 Residual maturity > 2 years but rate revisable within the next 24 months 17.1.5 Initial maturity > 5 years
Instruction No. 2013-I-12 of October 4, 2013 amending Instruction No. 2009-01 of June 19, 2009 regarding the implementation of the unified financial reporting system Prudential Control and Resolution Authority 13
Activity Currency Euros Foreign currencies Activity Currency CFP Social Scope Social Scope Non-financial companies Individual entrepreneurs Individuals Insurance companies and pension funds Social security administrations Total non-financial customers 1 2 3 4 8 9 (a) New Caledonia, French Polynesia, Wallis and Futuna, Guadeloupe, Guyana, Martinique, Réunion, Mayotte, Saint Pierre and Miquelon, Saint Martin, Saint Barthélemy (b) New Caledonia, French Polynesia, Wallis and Futuna CLIENT_RE Operations with resident customers Variant 1 Variant 2 France By overseas implantation (a) By overseas implantation (b) ASSETS Non-financial customers RESIDENT NON-FINANCIAL CUSTOMERS ISBLSM Central administrations Local public administrations 1 2 3 4 5 6 7 8 9
17.1.5.1 Residual maturity ≤ 1 year 17.1.5.2 Residual maturity > 1 year but rate revisable within the next 12 months 17.1.5.3 Residual maturity ≤ 2 years 17.1.5.4 Residual maturity > 2 years but rate revisable within the next 24 months including: 17.1.6 Loans with real estate security 17.2 Housing credits 17.2.1 Initial maturity ≤ 1 year 17.2.2 Initial maturity > 1 year and ≤ 5 years 17.2.3 Initial maturity > 5 years including: 17.2.4 Loans with real estate security 17.3 Cash credits 17.3.1 Initial maturity ≤ 1 year 17.3.2 Initial maturity > 1 year and ≤ 5 years 17.3.3 Initial maturity > 5 years including: 17.3.4 Loans with real estate security 17.3.4.1 Initial maturity ≤ 1 year 17.3.4.2 Initial maturity > 1 year and ≤ 5 years 17.3.4.3 Initial maturity > 5 years 17.4 Equipment credits and similar 17.4.1 Initial maturity ≤ 1 year 17.4.2 Initial maturity > 1 year and ≤ 5 years 17.4.3 Initial maturity > 5 years 17.5 Finance leases and similar operations 17.5.1 Initial maturity ≤ 1 year 17.5.2 Initial maturity > 1 year and ≤ 5 years 17.5.3 Initial maturity > 5 years 18 CALLS ON CAPITAL AND ADVANCES IN CURRENT ACCOUNTS IN SCI
Instruction No. 2013-I-12 of October 4, 2013 amending Instruction No. 2009-01 of June 19, 2009 regarding the implementation of the unified financial reporting system Prudential Control and Resolution Authority 14
Activity Currency Euros Foreign currencies Activity Currency CFP Social Scope Social Scope Non-financial companies Individual entrepreneurs Individuals Insurance companies and pension funds Social security administrations Total non-financial customers 1 2 3 4 8 9
1 SECURITIES GIVEN UNDER REPURCHASE AGREEMENTS 2 CURRENT ACCOUNTS CREDIT 3 FACTORING ACCOUNTS 3.1 Available factoring accounts 3.2 Unavailable factoring accounts
4 SECURITY DEPOSITS
5 SPECIAL REGIME SAVINGS ACCOUNTS 5.1 Ordinary savings books 5.2 Specific savings books and deposits 5.2.1 Livret A 5.2.2 Blue savings books 5.2.3 Youth savings books 5.3 Popular savings books 5.4 Sustainable Industrial Development Savings Books (LDD) 5.5 Green savings books 5.6 Savings books for energy transition 5.7 Specific savings accounts 5.8 Savings accounts for the ecological transition 5.9 Savings accounts for the energy transition 5.10 Savings accounts for the ecological transition 5.11 Savings accounts for the energy transition 5.12 Savings accounts for the ecological transition 5.13 Savings accounts for the energy transition 5.14 Savings accounts for the ecological transition 5.15 Savings accounts for the energy transition 5.16 Savings accounts for the ecological transition 5.17 Savings accounts for the energy transition 5.18 Savings accounts for the ecological transition 5.19 Savings accounts for the energy transition 5.20 Savings accounts for the ecological transition 5.21 Savings accounts for the energy transition 5.22 Savings accounts for the ecological transition 5.23 Savings accounts for the energy transition 5.24 Savings accounts for the ecological transition 5.25 Savings accounts for the energy transition 5.26 Savings accounts for the ecological transition 5.27 Savings accounts for the energy transition 5.28 Savings accounts for the ecological transition 5.29 Savings accounts for the energy transition 5.30 Savings accounts for the ecological transition 5.31 Savings accounts for the energy transition 5.32 Savings accounts for the ecological transition 5.33 Savings accounts for the energy transition 5.34 Savings accounts for the ecological transition 5.35 Savings accounts for the energy transition 5.36 Savings accounts for the ecological transition 5.37 Savings accounts for the energy transition 5.38 Savings accounts for the ecological transition 5.39 Savings accounts for the energy transition 5.40 Savings accounts for the ecological transition 5.41 Savings accounts for the energy transition 5.42 Savings accounts for the ecological transition 5.43 Savings accounts for the energy transition 5.44 Savings accounts for the ecological transition 5.45 Savings accounts for the energy transition 5.46 Savings accounts for the ecological transition 5.47 Savings accounts for the energy transition 5.48 Savings accounts for the ecological transition 5.49 Savings accounts for the energy transition 5.50 Savings accounts for the ecological transition 5.51 Savings accounts for the energy transition 5.52 Savings accounts for the ecological transition 5.53 Savings accounts for the energy transition 5.54 Savings accounts for the ecological transition 5.55 Savings accounts for the energy transition 5.56 Savings accounts for the ecological transition 5.57 Savings accounts for the energy transition 5.58 Savings accounts for the ecological transition 5.59 Savings accounts for the energy transition 5.60 Savings accounts for the ecological transition 5.61 Savings accounts for the energy transition 5.62 Savings accounts for the ecological transition 5.63 Savings accounts for the energy transition 5.64 Savings accounts for the ecological transition 5.65 Savings accounts for the energy transition 5.66 Savings accounts for the ecological transition 5.67 Savings accounts for the energy transition 5.68 Savings accounts for the ecological transition 5.69 Savings accounts for the energy transition 5.70 Savings accounts for the ecological transition 5.71 Savings accounts for the energy transition 5.72 Savings accounts for the ecological transition 5.73 Savings accounts for the energy transition 5.74 Savings accounts for the ecological transition 5.75 Savings accounts for the energy transition 5.76 Savings accounts for the ecological transition 5.77 Savings accounts for the energy transition 5.78 Savings accounts for the ecological transition 5.79 Savings accounts for the energy transition 5.80 Savings accounts for the ecological transition 5.81 Savings accounts for the energy transition 5.82 Savings accounts for the ecological transition 5.83 Savings accounts for the energy transition 5.84 Savings accounts for the ecological transition 5.85 Savings accounts for the energy transition 5.86 Savings accounts for the ecological transition 5.87 Savings accounts for the energy transition 5.88 Savings accounts for the ecological transition 5.89 Savings accounts for the energy transition 5.90 Savings accounts for the ecological transition 5.91 Savings accounts for the energy transition 5.92 Savings accounts for the ecological transition 5.93 Savings accounts for the energy transition 5.94 Savings accounts for the ecological transition 5.95 Savings accounts for the energy transition 5.96 Savings accounts for the ecological transition 5.97 Savings accounts for the energy transition 5.98 Savings accounts for the ecological transition 5.99 Savings accounts for the energy transition 6.00 Savings accounts for the ecological transition 6.01 Savings accounts for the energy transition 6.02 Savings accounts for the ecological transition 6.03 Savings accounts for the energy transition 6.04 Savings accounts for the ecological transition 6.05 Savings accounts for the energy transition 6.06 Savings accounts for the ecological transition 6.07 Savings accounts for the energy transition 6.08 Savings accounts for the ecological transition 6.09 Savings accounts for the energy transition 6.10 Savings accounts for the ecological transition 6.11 Savings accounts for the energy transition 6.12 Savings accounts for the ecological transition 6.13 Savings accounts for the energy transition 6.14 Savings accounts for the ecological transition 6.15 Savings accounts for the energy transition 6.16 Savings accounts for the ecological transition 6.17 Savings accounts for the energy transition 6.18 Savings accounts for the ecological transition 6.19 Savings accounts for the energy transition 6.20 Savings accounts for the ecological transition 6.21 Savings accounts for the energy transition 6.22 Savings accounts for the ecological transition 6.23 Savings accounts for the energy transition 6.24 Savings accounts for the ecological transition 6.25 Savings accounts for the energy transition 6.26 Savings accounts for the ecological transition 6.27 Savings accounts for the energy transition 6.28 Savings accounts for the ecological transition 6.29 Savings accounts for the energy transition 6.30 Savings accounts for the ecological transition 6.31 Savings accounts for the energy transition 6.32 Savings accounts for the ecological transition 6.33 Savings accounts for the energy transition 6.34 Savings accounts for the ecological transition 6.35 Savings accounts for the energy transition 6.36 Savings accounts for the ecological transition 6.37 Savings accounts for the energy transition 6.38 Savings accounts for the ecological transition 6.39 Savings accounts for the energy transition 6.40 Savings accounts for the ecological transition 6.41 Savings accounts for the energy transition 6.42 Savings accounts for the ecological transition 6.43 Savings accounts for the energy transition 6.44 Savings accounts for the ecological transition 6.45 Savings accounts for the energy transition 6.46 Savings accounts for the ecological transition 6.47 Savings accounts for the energy transition 6.48 Savings accounts for the ecological transition 6.49 Savings accounts for the energy transition 6.50 Savings accounts for the ecological transition 6.51 Savings accounts for the energy transition 6.52 Savings accounts for the ecological transition 6.53 Savings accounts for the energy transition 6.54 Savings accounts for the ecological transition 6.55 Savings accounts for the energy transition 6.56 Savings accounts for the ecological transition 6.57 Savings accounts for the energy transition 6.58 Savings accounts for the ecological transition 6.59 Savings accounts for the energy transition 6.60 Savings accounts for the ecological transition 6.61 Savings accounts for the energy transition 6.62 Savings accounts for the ecological transition 6.63 Savings accounts for the energy transition 6.64 Savings accounts for the ecological transition 6.65 Savings accounts for the energy transition 6.66 Savings accounts for the ecological transition 6.67 Savings accounts for the energy transition 6.68 Savings accounts for the ecological transition 6.69 Savings accounts for the energy transition 6.70 Savings accounts for the ecological transition 6.71 Savings accounts for the energy transition 6.72 Savings accounts for the ecological transition 6.73 Savings accounts for the energy transition 6.74 Savings accounts for the ecological transition 6.75 Savings accounts for the energy transition 6.76 Savings accounts for the ecological transition 6.77 Savings accounts for the energy transition 6.78 Savings accounts for the ecological transition 6.79 Savings accounts for the energy transition 6.80 Savings accounts for the ecological transition 6.81 Savings accounts for the energy transition 6.82 Savings accounts for the ecological transition 6.83 Savings accounts for the energy transition 6.84 Savings accounts for the ecological transition 6.85 Savings accounts for the energy transition 6.86 Savings accounts for the ecological transition 6.87 Savings accounts for the energy transition 6.88 Savings accounts for the ecological transition 6.89 Savings accounts for the energy transition 6.90 Savings accounts for the ecological transition 6.91 Savings accounts for the energy transition 6.92 Savings accounts for the ecological transition 6.93 Savings accounts for the energy transition 6.94 Savings accounts for the ecological transition 6.95 Savings accounts for the energy transition 6.96 Savings accounts for the ecological transition 6.97 Savings accounts for the energy transition 6.98 Savings accounts for the ecological transition 6.99 Savings accounts for the energy transition 7.00 Savings accounts for the ecological transition 7.01 Savings accounts for the energy transition 7.02 Savings accounts for the ecological transition 7.03 Savings accounts for the energy transition 7.04 Savings accounts for the ecological transition 7.05 Savings accounts for the energy transition 7.06 Savings accounts for the ecological transition 7.07 Savings accounts for the energy transition 7.08 Savings accounts for the ecological transition 7.09 Savings accounts for the energy transition 7.10 Savings accounts for the ecological transition 7.11 Savings accounts for the energy transition 7.12 Savings accounts for the ecological transition 7.13 Savings accounts for the energy transition 7.14 Savings accounts for the ecological transition 7.15 Savings accounts for the energy transition 7.16 Savings accounts for the ecological transition 7.17 Savings accounts for the energy transition 7.18 Savings accounts for the ecological transition 7.19 Savings accounts for the energy transition 7.20 Savings accounts for the ecological transition 7.21 Savings accounts for the energy transition 7.22 Savings accounts for the ecological transition 7.23 Savings accounts for the energy transition 7.24 Savings accounts for the ecological transition 7.25 Savings accounts for the energy transition 7.26 Savings accounts for the ecological transition 7.27 Savings accounts for the energy transition 7.28 Savings accounts for the ecological transition 7.29 Savings accounts for the energy transition 7.30 Savings accounts for the ecological transition 7.31 Savings accounts for the energy transition 7.32 Savings accounts for the ecological transition 7.33 Savings accounts for the energy transition 7.34 Savings accounts for the ecological transition 7.35 Savings accounts for the energy transition 7.36 Savings accounts for the ecological transition 7.37 Savings accounts for the energy transition 7.38 Savings accounts for the ecological transition 7.39 Savings accounts for the energy transition 7.40 Savings accounts for the ecological transition 7.41 Savings accounts for the energy transition 7.42 Savings accounts for the ecological transition 7.43 Savings accounts for the energy transition 7.44 Savings accounts for the ecological transition 7.45 Savings accounts for the energy transition 7.46 Savings accounts for the ecological transition 7.47 Savings accounts for the energy transition 7.48 Savings accounts for the ecological transition 7.49 Savings accounts for the energy transition 7.50 Savings accounts for the ecological transition 7.51 Savings accounts for the energy transition 7.52 Savings accounts for the ecological transition 7.53 Savings accounts for the energy transition 7.54 Savings accounts for the ecological transition 7.55 Savings accounts for the energy transition 7.56 Savings accounts for the ecological transition 7.57 Savings accounts for the energy transition 7.58 Savings accounts for the ecological transition 7.59 Savings accounts for the energy transition 7.60 Savings accounts for the ecological transition 7.61 Savings accounts for the energy transition 7.62 Savings accounts for the ecological transition 7.63 Savings accounts for the energy transition 7.64 Savings accounts for the ecological transition 7.65 Savings accounts for the energy transition 7.66 Savings accounts for the ecological transition 7.67 Savings accounts for the energy transition 7.68 Savings accounts for the ecological transition 7.69 Savings accounts for the energy transition 7.70 Savings accounts for the ecological transition 7.71 Savings accounts for the energy transition 7.72 Savings accounts for the ecological transition 7.73 Savings accounts for the energy transition 7.74 Savings accounts for the ecological transition 7.75 Savings accounts for the energy transition 7.76 Savings accounts for the ecological transition 7.77 Savings accounts for the energy transition 7.78 Savings accounts for the ecological transition 7.79 Savings accounts for the energy transition 7.80 Savings accounts for the ecological transition 7.81 Savings accounts for the energy transition 7.82 Savings accounts for the ecological transition 7.83 Savings accounts for the energy transition 7.84 Savings accounts for the ecological transition 7.85 Savings accounts for the energy transition 7.86 Savings accounts for the ecological transition 7.87 Savings accounts for the energy transition 7.88 Savings accounts for the ecological transition 7.89 Savings accounts for the energy transition 7.90 Savings accounts for the ecological transition 7.91 Savings accounts for the energy transition 7.92 Savings accounts for the ecological transition 7.93 Savings accounts for the energy transition 7.94 Savings accounts for the ecological transition 7.95 Savings accounts for the energy transition 7.96 Savings accounts for the ecological transition 7.97 Savings accounts for the energy transition 7.98 Savings accounts for the ecological transition 7.99 Savings accounts for the energy transition 8.00 Savings accounts for the ecological transition 8.01 Savings accounts for the energy transition 8.02 Savings accounts for the ecological transition 8.03 Savings accounts for the energy transition 8.04 Savings accounts for the ecological transition 8.05 Savings accounts for the energy transition 8.06 Savings accounts for the ecological transition 8.07 Savings accounts for the energy transition 8.08 Savings accounts for the ecological transition 8.09 Savings accounts for the energy transition 8.10 Savings accounts for the ecological transition 8.11 Savings accounts for the energy transition 8.12 Savings accounts for the ecological transition 8.13 Savings accounts for the energy transition 8.14 Savings accounts for the ecological transition 8.15 Savings accounts for the energy transition 8.16 Savings accounts for the ecological transition 8.17 Savings accounts for the energy transition 8.18 Savings accounts for the ecological transition 8.19 Savings accounts for the energy transition 8.20 Savings accounts for the ecological transition 8.21 Savings accounts for the energy transition 8.22 Savings accounts for the ecological transition 8.23 Savings accounts for the energy transition 8.24 Savings accounts for the ecological transition 8.25 Savings accounts for the energy transition 8.26 Savings accounts for the ecological transition 8.27 Savings accounts for the energy transition 8.28 Savings accounts for the ecological transition 8.29 Savings accounts for the energy transition 8.30 Savings accounts for the ecological transition 8.31 Savings accounts for the energy transition 8.32 Savings accounts for the ecological transition 8.33 Savings accounts for the energy transition 8.34 Savings accounts for the ecological transition 8.35 Savings accounts for the energy transition 8.36 Savings accounts for the ecological transition 8.37 Savings accounts for the energy transition 8.38 Savings accounts for the ecological transition 8.39 Savings accounts for the energy transition 8.40 Savings accounts for the ecological transition 8.41 Savings accounts for the energy transition 8.42 Savings accounts for the ecological transition 8.43 Savings accounts for the energy transition 8.44 Savings accounts for the ecological transition 8.45 Savings accounts for the energy transition 8.46 Savings accounts for the ecological transition 8.47 Savings accounts for the energy transition 8.48 Savings accounts for the ecological transition 8.49 Savings accounts for the energy transition 8.50 Savings accounts for the ecological transition 8.51 Savings accounts for the energy transition 8.52 Savings accounts for the ecological transition 8.53 Savings accounts for the energy transition 8.54 Savings accounts for the ecological transition 8.55 Savings accounts for the energy transition 8.56 Savings accounts for the ecological transition 8.57 Savings accounts for the energy transition 8.58 Savings accounts for the ecological transition 8.59 Savings accounts for the energy transition 8.60 Savings accounts for the ecological transition 8.61 Savings accounts for the energy transition 8.62 Savings accounts for the ecological transition 8.63 Savings accounts for the energy transition 8.64 Savings accounts for the ecological transition 8.65 Savings accounts for the energy transition 8.66 Savings accounts for the ecological transition 8.67 Savings accounts for the energy transition 8.68 Savings accounts for the ecological transition 8.69 Savings accounts for the energy transition 8.70 Savings accounts for the ecological transition 8.71 Savings accounts for the energy transition 8.72 Savings accounts for the ecological transition 8.73 Savings accounts for the energy transition 8.74 Savings accounts for the ecological transition 8.75 Savings accounts for the energy transition 8.76 Savings accounts for the ecological transition 8.77 Savings accounts for the energy transition 8.78 Savings accounts for the ecological transition 8.79 Savings accounts for the energy transition 8.80 Savings accounts for the ecological transition 8.81 Savings accounts for the energy transition 8.82 Savings accounts for the ecological transition 8.83 Savings accounts for the energy transition 8.84 Savings accounts for the ecological transition 8.85 Savings accounts for the energy transition 8.86 Savings accounts for the ecological transition 8.87 Savings accounts for the energy transition 8.88 Savings accounts for the ecological transition 8.89 Savings accounts for the energy transition 8.90 Savings accounts for the ecological transition 8.91 Savings accounts for the energy transition 8.92 Savings accounts for the ecological transition 8.93 Savings accounts for the energy transition 8.94 Savings accounts for the ecological transition 8.95 Savings accounts for the energy transition 8.96 Savings accounts for the ecological transition 8.97 Savings accounts for the energy transition 8.98 Savings accounts for the ecological transition 8.99 Savings accounts for the energy transition 9.00 Savings accounts for the ecological transition 9.01 Savings accounts for the energy transition 9.02 Savings accounts for the ecological transition 9.03 Savings accounts for the energy transition 9.04 Savings accounts for the ecological transition 9.05 Savings accounts for the energy transition 9.06 Savings accounts for the ecological transition 9.07 Savings accounts for the energy transition 9.08 Savings accounts for the ecological transition 9.09 Savings accounts for the energy transition 9.10 Savings accounts for the ecological transition 9.11 Savings accounts for the energy transition 9.12 Savings accounts for the ecological transition 9.13 Savings accounts for the energy transition 9.14 Savings accounts for the ecological transition 9.15 Savings accounts for the energy transition 9.16 Savings accounts for the ecological transition 9.17 Savings accounts for the energy transition 9.18 Savings accounts for the ecological transition 9.19 Savings accounts for the energy transition 9.20 Savings accounts for the ecological transition 9.21 Savings accounts for the energy transition 9.22 Savings accounts for the ecological transition 9.23 Savings accounts for the energy transition 9.24 Savings accounts for the ecological transition 9.25 Savings accounts for the energy transition 9.26 Savings accounts for the ecological transition 9.27 Savings accounts for the energy transition 9.28 Savings accounts for the ecological transition 9.29 Savings accounts for the energy transition 9.30 Savings accounts for the ecological transition 9.31 Savings accounts for the energy transition 9.32 Savings accounts for the ecological transition 9.33 Savings accounts for the energy transition 9.34 Savings accounts for the ecological transition 9.35 Savings accounts for the energy transition 9.36 Savings accounts for the ecological transition 9.37 Savings accounts for the energy transition 9.38 Savings accounts for the ecological transition 9.39 Savings accounts for the energy transition 9.40 Savings accounts for the ecological transition 9.41 Savings accounts for the energy transition 9.42 Savings accounts for the ecological transition 9.43 Savings accounts for the energy transition 9.44 Savings accounts for the ecological transition 9.45 Savings accounts for the energy transition 9.46 Savings accounts for the ecological transition 9.47 Savings accounts for the energy transition 9.48 Savings accounts for the ecological transition 9.49 Savings accounts for the energy transition 9.50 Savings accounts for the ecological transition 9.51 Savings accounts for the energy transition 9.52 Savings accounts for the ecological transition 9.53 Savings accounts for the energy transition 9.54 Savings accounts for the ecological transition 9.55 Savings accounts for the energy transition 9.56 Savings accounts for the ecological transition 9.57 Savings accounts for the energy transition 9.58 Savings accounts for the ecological transition 9.59 Savings accounts for the energy transition 9.60 Savings accounts for the ecological transition 9.61 Savings accounts for the energy transition 9.62 Savings accounts for the ecological transition 9.63 Savings accounts for the energy transition 9.64 Savings accounts for the ecological transition 9.65 Savings accounts for the energy transition 9.66 Savings accounts for the ecological transition 9.67 Savings accounts for the energy transition 9.68 Savings accounts for the ecological transition 9.69 Savings accounts for the energy transition 9.70 Savings accounts for the ecological transition 9.71 Savings accounts for the energy transition 9.72 Savings accounts for the ecological transition 9.73 Savings accounts for the energy transition 9.74 Savings accounts for the ecological transition 9.75 Savings accounts for the energy transition 9.76 Savings accounts for the ecological transition 9.77 Savings accounts for the energy transition 9.78 Savings accounts for the ecological transition 9.79 Savings accounts for the energy transition 9.80 Savings accounts for the ecological transition 9.81 Savings accounts for the energy transition 9.82 Savings accounts for the ecological transition 9.83 Savings accounts for the energy transition 9.84 Savings accounts for the ecological transition 9.85 Savings accounts for the energy transition 9.86 Savings accounts for the ecological transition 9.87 Savings accounts for the energy transition 9.88 Savings accounts for the ecological transition 9.89 Savings accounts for the energy transition 9.90 Savings accounts for the ecological transition 9.91 Savings accounts for the energy transition 9.92 Savings accounts for the ecological transition 9.93 Savings accounts for the energy transition 9.94 Savings accounts for the ecological transition 9.95 Savings accounts for the energy transition 9.96 Savings accounts for the ecological transition 9.97 Savings accounts for the energy transition 9.98 Savings accounts for the ecological transition 9.99 Savings accounts for the energy transition 10.00 Savings accounts for the ecological transition 10.01 Savings accounts for the energy transition 10.02 Savings accounts for the ecological transition 10.03 Savings accounts for the energy transition 10.04 Savings accounts for the ecological transition 10.05 Savings accounts for the energy transition 10.06 Savings accounts for the ecological transition 10.07 Savings accounts for the energy transition 10.08 Savings accounts for the ecological transition 10.09 Savings accounts for the energy transition 10.10 Savings accounts for the ecological transition 10.11 Savings accounts for the energy transition 10.12 Savings accounts for the ecological transition 10.13 Savings accounts for the energy transition 10.14 Savings accounts for the ecological transition 10.15 Savings accounts for the energy transition 10.16 Savings accounts for the ecological transition 10.17 Savings accounts for the energy transition 10.18 Savings accounts for the ecological transition 10.19 Savings accounts for the energy transition 10.20 Savings accounts for the ecological transition 10.21 Savings accounts for the energy transition 10.22 Savings accounts for the ecological transition 10.23 Savings accounts for the energy transition 10.24 Savings accounts for the ecological transition 10.25 Savings accounts for the energy transition 10.26 Savings accounts for the ecological transition 10.27 Savings accounts for the energy transition 10.28 Savings accounts for the ecological transition 10.29 Savings accounts for the energy transition 10.30 Savings accounts for the ecological transition 10.31 Savings accounts for the energy transition 10.32 Savings accounts for the ecological transition 10.33 Savings accounts for the energy transition 10.34 Savings accounts for the ecological transition 10.35 Savings accounts for the energy transition 10.36 Savings accounts for the ecological transition 10.37 Savings accounts for the energy transition 10.38 Savings accounts for the ecological transition 10.39 Savings accounts for the energy transition 10.40 Savings accounts for the ecological transition 10.41 Savings accounts for the energy transition 10.42 Savings accounts for the ecological transition 10.43 Savings accounts for the energy transition 10.44 Savings accounts for the ecological transition 10.45 Savings accounts for the energy transition 10.46 Savings accounts for the ecological transition 10.47 Savings accounts for the energy transition 10.48 Savings accounts for the ecological transition 10.49 Savings accounts for the energy transition 10.50 Savings accounts for the ecological transition 10.51 Savings accounts for the energy transition 10.52 Savings accounts for the ecological transition 10.53 Savings accounts for the energy transition 10.54 Savings accounts for the ecological transition 10.55 Savings accounts for the energy transition 10.56 Savings accounts for the ecological transition 10.57 Savings accounts for the energy transition 10.58 Savings accounts for the ecological transition 10.59 Savings accounts for the energy transition 10.60 Savings accounts for the ecological transition 10.61 Savings accounts for the energy transition 10.62 Savings accounts for the ecological transition 10.63 Savings accounts for the energy transition 10.64 Savings accounts for the ecological transition 10.65 Savings accounts for the energy transition 10.66 Savings accounts for the ecological transition 10.67 Savings accounts for the energy transition 10.68 Savings accounts for the ecological transition 10.69 Savings accounts for the energy transition 10.70 Savings accounts for the ecological transition 10.71 Savings accounts for the energy transition 10.72 Savings accounts for the ecological transition 10.73 Savings accounts for the energy transition 10.74 Savings accounts for the ecological transition 10.75 Savings accounts for the energy transition 10.76 Savings accounts for the ecological transition 10.77 Savings accounts for the energy transition 10.78 Savings accounts for the ecological transition 10.79 Savings accounts for the energy transition 10.80 Savings accounts for the ecological transition 10.81 Savings accounts for the energy transition 10.82 Savings accounts for the ecological transition 10.83 Savings accounts for the energy transition 10.84 Savings accounts for the ecological transition 10.85 Savings accounts for the energy transition 10.86 Savings accounts for the ecological transition 10.87 Savings accounts for the energy transition 10.88 Savings accounts for the ecological transition 10.89 Savings accounts for the energy transition 10.90 Savings accounts for the ecological transition 10.91 Savings accounts for the energy transition 10.92 Savings accounts for the ecological transition 10.93 Savings accounts for the energy transition 10.94 Savings accounts for the ecological transition 10.95 Savings accounts for the energy transition 10.96 Savings accounts for the ecological transition 10.97 Savings accounts for the energy transition 10.98 Savings accounts for the ecological transition 10.99 Savings accounts for the energy transition 11.00 Savings accounts for the ecological transition 11.01 Savings accounts for the energy transition 11.02 Savings accounts for the ecological transition 11.03 Savings accounts for the energy transition 11.04 Savings accounts for the ecological transition 11.05 Savings accounts for the energy transition 11.06 Savings accounts for the ecological transition 11.07 Savings accounts for the energy transition 11.08 Savings accounts for the ecological transition 11.09 Savings accounts for the energy transition 11.10 Savings accounts for the ecological transition 11.11 Savings accounts for the energy transition 11.12 Savings accounts for the ecological transition 11.13 Savings accounts for the energy transition 11.14 Savings accounts for the ecological transition 11.15 Savings accounts for the energy transition 11.16 Savings accounts for the ecological transition 11.17 Savings accounts for the energy transition 11.18 Savings accounts for the ecological transition 11.19 Savings accounts for the energy transition 11.20 Savings accounts for the ecological transition 11.21 Savings accounts for the energy transition 11.22 Savings accounts for the ecological transition 11.23 Savings accounts for the energy transition 11.24 Savings accounts for the ecological transition 11.25 Savings accounts for the energy transition 11.26 Savings accounts for the ecological transition 11.27 Savings accounts for the energy transition 11.28 Savings accounts for the ecological transition 11.29 Savings accounts for the energy transition 11.30 Savings accounts for the ecological transition 11.31 Savings accounts for the energy transition 11.32 Savings accounts for the ecological transition 11.33 Savings accounts for the energy transition 11.34 Savings accounts for the ecological transition 11.35 Savings accounts for the energy transition 11.36 Savings accounts for the ecological transition 11.37 Savings accounts for the energy transition 11.38 Savings accounts for the ecological transition 11.39 Savings accounts for the energy transition 11.40 Savings accounts for the ecological transition 11.41 Savings accounts for the energy transition 11.42 Savings accounts for the ecological transition 11.43 Savings accounts for the energy transition 11.44 Savings accounts for the ecological transition 11.45 Savings accounts for the energy transition 11.46 Savings accounts for the ecological transition 11.47 Savings accounts for the energy transition 11.48 Savings accounts for the ecological transition 11.49 Savings accounts for the energy transition 11.50 Savings accounts for the ecological transition 11.51 Savings accounts for the energy transition 11.52 Savings accounts for the ecological transition 11.53 Savings accounts for the energy transition 11.54 Savings accounts for the ecological transition 11.55 Savings accounts for the energy transition 11.56 Savings accounts for the ecological transition 11.57 Savings accounts for the energy transition 11.58 Savings accounts for the ecological transition 11.59 Savings accounts for the energy transition 11.60 Savings accounts for the ecological transition 11.61 Savings accounts for the energy transition 11.62 Savings accounts for the ecological transition 11.63 Savings accounts for the energy transition 11.64 Savings accounts for the ecological transition 11.65 Savings accounts for the energy transition 11.66 Savings accounts for the ecological transition 11.67 Savings accounts for the energy transition 11.68 Savings accounts for the ecological transition 11.69 Savings accounts for the energy transition 11.70 Savings accounts for the ecological transition 11.71 Savings accounts for the energy transition 11.72 Savings accounts for the ecological transition 11.73 Savings accounts for the energy transition 11.74 Savings accounts for the ecological transition 11.75 Savings accounts for the energy transition 11.76 Savings accounts for the ecological transition 11.77 Savings accounts for the energy transition 11.78 Savings accounts for the ecological transition 11.79 Savings accounts for the energy transition 11.80 Savings accounts for the ecological transition 11.81 Savings accounts for the energy transition 11.82 Savings accounts for the ecological transition 11.83 Savings accounts for the energy transition 11.84 Savings accounts for the ecological transition 11.85 Savings accounts for the energy transition 11.86 Savings accounts for the ecological transition 11.87 Savings accounts for the energy transition 11.88 Savings accounts for the ecological transition 11.89 Savings accounts for the energy transition 11.90 Savings accounts for the ecological transition 11.91 Savings accounts for the energy transition 11.92 Savings accounts for the ecological transition 11.93 Savings accounts for the energy transition 11.94 Savings accounts for the ecological transition 11.95 Savings accounts for the energy transition 11.96 Savings accounts for the ecological transition 11.97 Savings accounts for the energy transition 11.98 Savings accounts for the ecological transition 11.99 Savings accounts for the energy transition 12.00 Savings accounts for the ecological transition 12.01 Savings accounts for the energy transition 12.02 Savings accounts for the ecological transition 12.03 Savings accounts for the energy transition 12.04 Savings accounts for the ecological transition 12.05 Savings accounts for the energy transition 12.06 Savings accounts for the ecological transition 12.07 Savings accounts for the energy transition 12.08 Savings accounts for the ecological transition 12.09 Savings accounts for the energy transition 12.10 Savings accounts for the ecological transition 12.11 Savings accounts for the energy transition 12.12 Savings accounts for the ecological transition 12.13 Savings accounts for the energy transition 12.14 Savings accounts for the ecological transition 12.15 Savings accounts for the energy transition 12.16 Savings accounts for the ecological transition 12.17 Savings accounts for the energy transition 12.18 Savings accounts for the ecological transition 12.19 Savings accounts for the energy transition 12.20 Savings accounts for the ecological transition 12.21 Savings accounts for the energy transition 12.22 Savings accounts for the ecological transition 12.23 Savings accounts for the energy transition 12.24 Savings accounts for the ecological transition 12.25 Savings accounts for the energy transition 12.26 Savings accounts for the ecological transition 12.27 Savings accounts for the energy transition 12.28 Savings accounts for the ecological transition 12.29 Savings accounts for the energy transition 12.30 Savings accounts for the ecological transition 12.31 Savings accounts for the energy transition 12.32 Savings accounts for the ecological transition 12.33 Savings accounts for the energy transition 12.34 Savings accounts for the ecological transition 12.35 Savings accounts for the energy transition 12.36 Savings accounts for the ecological transition 12.37 Savings accounts for the energy transition 12.38 Savings accounts for the ecological transition 12.39 Savings accounts for the energy transition 12.40 Savings accounts for the ecological transition 12.41 Savings accounts for the energy transition 12.42 Savings accounts for the ecological transition 12.43 Savings accounts for the energy transition 12.44 Savings accounts for the ecological transition 12.45 Savings accounts for the energy transition 12.46 Savings accounts for the ecological transition 12.47 Savings accounts for the energy transition 12.48 Savings accounts for the ecological transition 12.49 Savings accounts for the energy transition 12.50 Savings accounts for the ecological transition 12.51 Savings accounts for the energy transition 12.52 Savings accounts for the ecological transition 12.53 Savings accounts for the energy transition 12.54 Savings accounts for the ecological transition 12.55 Savings accounts for the energy transition 12.56 Savings accounts for the ecological transition 12.57 Savings accounts for the energy transition 12.58 Savings accounts for the ecological transition 12.59 Savings accounts for the energy transition 12.60 Savings accounts for the ecological transition 12.61 Savings accounts for the energy transition 12.62 Savings accounts for the ecological transition 12.63 Savings accounts for the energy transition 12.64 Savings accounts for the ecological transition 12.65 Savings accounts for the energy transition 12.66 Savings accounts for the ecological transition 12.67 Savings accounts for the energy transition 12.68 Savings accounts for the ecological transition 12.69 Savings accounts for the energy transition 12.70 Savings accounts for the ecological transition 12.71 Savings accounts for the energy transition 12.72 Savings accounts for the ecological transition 12.73 Savings accounts for the energy transition 12.74 Savings accounts for the ecological transition 12.75 Savings accounts for the energy transition 12.76 Savings accounts for the ecological transition 12.77 Savings accounts for the energy transition 12.78 Savings accounts for the ecological transition 12.79 Savings accounts for the energy transition 12.80 Savings accounts for the ecological transition 12.81 Savings accounts for the energy transition 12.82 Savings accounts for the ecological transition 12.83 Savings accounts for the energy transition 12.84 Savings accounts for the ecological transition 12.85 Savings accounts for the energy transition 12.86 Savings accounts for the ecological transition 12.87 Savings accounts for the energy transition 12.88 Savings accounts for the ecological transition 12.89 Savings accounts for the energy transition 12.90 Savings accounts for the ecological transition 12.91 Savings accounts for the energy transition 12.92 Savings accounts for the ecological transition 12.93 Savings accounts for the energy transition 12.94 Savings accounts for the ecological transition 12.95 Savings accounts for the energy transition 12.96 Savings accounts for the ecological transition 12.97 Savings accounts for the energy transition 12.98 Savings accounts for the ecological transition 12.99 Savings accounts for the energy transition 13.00 Savings accounts for the ecological transition 13.01 Savings accounts for the energy transition 13.02 Savings accounts for the ecological transition 13.03 Savings accounts for the energy transition 13.04 Savings accounts for the ecological transition 13.05 Savings accounts for the energy transition 13.06 Savings accounts for the ecological transition 13.07 Savings accounts for the energy transition 13.08 Savings accounts for the ecological transition 1