2011-01-01 | FIN-FSA Regulations and guidelines 4/2011The Finnish Financial Supervisory Authority (FIN-FSA) issued Regulation and Guideline 4/2011 to establish the specific methods for calculating the maximum compensation chargeable for the early repayment of mortgage loans. This document, effective from March 31, 2012, and amended on June 6, 2017, serves as the authoritative reference for financial institutions and consumer lenders in Finland. The regulation is currently available only in Finnish and Swedish, with no English version provided in the source text.