Regulatory Alerts2014-08-22
Instruction No. 2014-I-12 of August 22, 2014 on Own Funds Requirements Applicable to Electronic Money Institutions (Consolidated Version)
The Autorité de Contrôle Prudentiel et de Résolution (ACPR) issued Instruction No. 2014-I-12 to establish the own funds requirements applicable to electronic money institutions in France. This consolidated version incorporates subsequent modifications, including those from Instructions No. 2021-I-22 and No. 2025-I-05, to ensure regulatory compliance. The document serves as the definitive reference for capital adequacy rules governing electronic money institutions as of its last update on June 23, 2025.
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Instruction No. 2014-I-12 of August 22, 2014 on Own Funds Requirements Applicable to Electronic Money Institutions [...] (PDF - 89.59 Ko)
Download the annexes
Annex 1 - Instruction No. 2014-I-12 (PDF - 190.05 Ko)
Annex 2 - Instruction No. 2014-I-12 (DOC - 71.5 Ko)
History of Instruction No. 2014-I-12
Events
Instructions
Instruction No. 2014-I-12 Modified by Instructions No.:
2021-I-22
2025-I-05
Updated on June 23, 2025