Notice No. 3/2025

Summary

Amends Bank of Portugal Notice No. 6/2024 regarding the provision of information to banking clients on the State's personal guarantee regime for the granting of credit for permanent own housing to young people up to 35 years old, expanding its respective subjective scope of application.

Status: In force

Legal Basis:

• Decree-Law No. 298/92, of December 31, Arts. 77, paragraph 4, and 195;
• Decree-Law No. 74-A/2017, of June 23, Arts. 14, paragraph 4, and 22, paragraph 3.

Publication Date: 01-07-2025 Entry into Force: 02-07-2025

Descriptors: Housing Credit, State, Client, Information Provision, Bank Branch, Supervision, Conduct Supervision, Bank Guarantee, State Personal Guarantee

Recipient Type: Credit Institutions

Recipients: Banks, Central Credit Cooperative Bank, Agricultural Credit Cooperatives, Savings Banks, Mortgage Credit Institutions, Credit Financial Institutions

Amended/Revoked Notices: Notice No. 6/2024

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