2025-01-01 | JPRF-M-2025-0147

JPRF-M-2025-0147 — Incorporates Chapter III Mandatory Investment Norm for Companies Financing Prepaid Comprehensive Health Care Services

The Financial Policy and Regulation Board of Ecuador issued Resolution JPRF-M-2025-0147 to incorporate mandatory investment norms for companies financing prepaid comprehensive health care services into the Private Insurance System codification. The resolution requires these companies to invest 100% of their technical reserves in assets that ensure maturity matching, security, liquidity, diversification, and profitability. It establishes strict governance structures, including an investment qualification committee, and defines precise risk management parameters and reporting obligations to ensure the solvency and stability of the sector.

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Ecuador

Banco Central del Ecuador

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