Decree No. 273/2014 Coll. on compiling and submitting information for the Czech National Bank Central Credit Register

Decree No. 273/2014 Coll. of 30 October 2014 on compiling and submitting information for the Czech National Bank database – the Central Credit Register by banks and foreign bank branches Pursuant to Article 41(3) of Act No. 6/1993 Coll., on the Czech National Bank, as amended by Act No. 227/2013 Coll., the Czech National Bank stipulates the following: Article 1 Subject This Decree stipulates the content, form, time-limits and manner of compiling and submitting information by banks and foreign bank branches for the needs of the database maintained by the Czech National Bank pursuant to Article 38a(2) of Act No. 21/1992 Coll. on Banks, as amended. Article 2 Information on clients and claims (1) A bank and a foreign bank branch (hereinafter referred to as the “reporting entity”) shall compile information on a) entities that are not banks or central banks on which it has a claim in connection with their business activities, and b) balance-sheet and off-balance-sheet claims on entities referred to in sub-paragraph a) in Czech koruna and foreign currency. (2) The reporting entity shall compile the information referred to in paragraph 1 as of the last day of the calendar month. The reporting entity shall submit the information referred to in paragraph 1(a) on an ongoing basis and the information referred to in paragraph 1(b) by the 18th day following the end of the calendar month to which the information on entities and claims relates. (3) The content of the information referred to in paragraph 1 is provided in the Annex to this Decree. (4) Data in foreign currency shall be given in Czech koruna converted using the foreign exchange market rates declared by the Czech National Bank and valid as of the compilation date of the data entry unless another legal rule governing accounting stipulates otherwise. Article 3 Manner of submitting information (1) The reporting entity shall submit the information referred to in Article 2 to the Czech National Bank in electronic form via the information system of the Czech National Bank in a structure and form conforming to the methodological and user documentation available on the website of the Czech National Bank. (2) The information referred to in paragraph 1 shall be signed by the reporting entity using a recognised electronic signature. (3) In order to provide for communication pursuant to paragraph 1, the reporting entity shall inform the Czech National Bank of the contact details of the persons a) authorised to administer access rights of users of the reporting entity to data communication with the Czech National Bank (administrators) and b) responsible for material and technical communication with the Czech National Bank. (4) The reporting entity shall inform the Czech National Bank without undue delay of any changes in the information referred to in paragraph 3. Article 4 Correction of mistakes (1) If a mistake is found or a correction is made to information after the information referred to in Article 2 has been submitted to the Czech National Bank, the reporting entity shall submit corrected information to the Czech National Bank without undue delay in the manner specified in Article 3(1) and (2). (2) If, on the basis of an extract provided by the Czech National Bank,

1. an entity referred to in Article 2(1)a) finds a mistake in information submitted, such entity shall make a claim to the reporting entity, which shall in justified cases submit corrected information to the Czech National Bank without undue delay in the manner specified in Article 3(1) and (2). Article 5 Effect This Decree shall take effect on 1 January 2015. Governor Miroslav Singer in his own hand
2. Article 38a(5) of Act No 21/1992 Coll., on Banks, as amended.

Annex to Decree No. 273/2014 Coll. Information on clients and receivables I. Information on clients

1. Type of client
2. Resident / non-resident
3. Identification number (ICO)
4. Foreign identification number (ZECO)
5. Legal form
6. Economic sector
7. Tax identification number
8. Company name
9. Registered address in the form of street and house number, city, postcode, country
10. Contact address in the form of street and house number, city, postcode, country
11. Birth certificate number or date of birth – only if the client is a natural person
12. Name, surname and titles – only if the client is a natural person
13. Bank’s internal note II. Information on claims
14. Organisational unit of bank that provided credit performance
15. Identification code of client in CCR relating to bank’s claim
16. Type of record
17. Number of master agreement
18. Receivable number
19. Tranche number
20. Synthetic account
21. Type of receivable
22. Type of credit 10 Classification by economic activity
23. Current status of receivable
24. Date of origin
25. Date of maturity
26. Number of days past due
27. Currency
28. Total amount of receivable (facility)
29. Current balance
30. Corrections
31. Principal past due
32. Interest and fees past due
33. Type of collateral
34. Write-off date