Regulatory Alerts2026-01-01 | FIN-FSA Regulations and guidelines 1/2026Notification of Substantial Changes to the Requirements for the Licences of Central Counterparties of Credit Institutions and Deposit Banks
The Finnish Financial Supervisory Authority (FIN-FSA) issued Regulation and Guidelines 1/2026, effective April 13, 2026, to mandate the notification of substantial changes to the licensing requirements for central counterparties of credit institutions and deposit banks. This regulatory update ensures ongoing compliance with prudential standards for financial sector entities operating as central counterparties. The document serves as a formal notification mechanism to maintain the integrity and stability of the supervised financial system.
These regulations and guidelines are unfortunately available only in Finnish and Swedish. Please find a link to the Swedish version here.
Regulations and Guidelines 1/2026 (pdf)
Notification of Substantial Changes to the Requirements for the Licences of Central Counterparties of Credit Institutions and Deposit Banks
Effective from 13.4.2026
More information
FIN-FSA regulations and guidelines
Commencement of activities
Payment institutions and persons providing payment services without a licence
Consumer lenders and peer-to-peer lending intermediaries
Organisation of supervised entities’ operations
Organisation and procedures for alternative investment fund manager activities
Outsourcing in supervised entities belonging to the financial sector
Reporting of mortgage bank operations
Alternative investment fund managers
Organisation and procedures for investment service activities
Preventing Money Laundering and Terrorist Financing
Customer due diligence related to compliance with sanctions regulation and national freezing orders
Risk management
Risk reporting by credit institutions
Reporting of funding plans
Management of operational risk in supervised entities of the financial sector
Management of credit risk and assessment of creditworthiness by supervised entities in the financial sector
Risk management concerning mortgage bank operations
Accounting, financial statements and management report
Regulations and guidelines on accounting, financial statements and management report: Insurance companies, occupational pension insurance companies, insurance associations, insurance holding companies, branches of third-country insurance companies and pension institutions established by law
Regulations and guidelines on accounting, financial statements and management report: Pension funds and pension foundations
Regulations on accounting, financial statements and management report: Sickness funds and funeral and separation allowance funds
Financial sector regulations and guidelines on reporting of financial information (FINREP)
Accounting, financial statements and management report of the financial sector
Capital adequacy
Common European Reporting (COREP)
Regulations and Guidelines related to the Capital Requirements Regulation
Prudential reporting for investment firms (IF)
Conduct of Business
Methods used to calculate the maximum compensation charged for early repayment of housing loans
Disclosure of expenses and returns of long-term savings agreements and insurance policies
Calculation of maximum loan-to-value ratio
Procedures to be followed in banking services
Management of default risks in consumer lending
Operations of securities markets
Takeover bid and the obligation to launch a bid
Public insider register of market participants, occupational pension insurance companies and asset management companies
Trading counterparties from third countries
Regulations and guidelines on disclosure obligation
Insurance operations