Regulatory Alerts2022-10-01
Instruction Notes for the Compilation of the Loan-to-Value and Mortgage Data Return
The Bank of Uganda’s Supervision Directorate issues standardized guidelines defining, computing, and reporting Loan-to-Value (LTV) ratios for all supervised financial institutions. The directive mandates SFIs to classify credit exposures by property type, apply conservative independent valuations, and submit structured data through the Bank Supervision Application according to specified periodicity. It further requires separate reporting of Shilling and foreign currency exposures using mid-rate exchange conversions, while establishing precise rules for collateral netting, multiple loans, and syndicated facilities.
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