2025-01-01

Opinion of the EBA on measures in accordance with Article 458 of CRR on RRE exposures in Sweden

The European Banking Authority issued an opinion on the Swedish Financial Supervisory Authority's request to extend a macroprudential measure targeting residential real estate exposures. The EBA does not object to the two-year extension of the 25% minimum average risk weight floor for Swedish housing loans, acknowledging persistent systemic risks in the Swedish mortgage market. The Authority stresses the need to avoid overlaps with other requirements and invites a comprehensive assessment of the measure's appropriateness in light of ongoing internal model reviews and the future implementation of the output floor.

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European Banking Authority

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