Regulatory Alerts2024-03-14
AFM Consumer Monitor Q4 2023: Mortgage Holders
The Dutch Authority for the Financial Markets (AFM) published the Q4 2023 Consumer Monitor, based on fieldwork conducted in October 2023, to assess the behavior and attitudes of Dutch mortgage holders. The report reveals that while most borrowers have fixed-rate mortgages and plan to extend them, a significant portion lacks awareness regarding mortgage interest deduction expiration dates and potential rate reductions through overpayment. Additionally, the data highlights high confidence among interest-free mortgage holders regarding repayment, though many remain unaware of the specific timing for their tax benefits.
Share