2022-12-02
The Dutch Authority for the Financial Markets (AFM) issues Trendzicht 2022 to outline key macroeconomic, digital, and sustainability trends impacting the financial sector and its supervisory priorities. The document highlights risks associated with low interest rates, housing market pressures, and the transition to a new pension system, while introducing new risk maps for financial services, capital markets, asset management, and accounting. It further analyzes the investment behavior of execution-only retail investors, identifying a vulnerable group engaging in suboptimal trading practices that threaten their financial well-being.