Regulatory Alerts2026-01-01 | JPRFM-2026-011-FResolution JPRFM-2026-011-F: Amendment of Loan Term Limits for Social and Public Interest Housing
The Financial and Monetary Policy and Regulation Board of Ecuador issued Resolution JPRFM-2026-011-F to amend the regulatory framework for social and public interest housing financing. The resolution replaces the previous loan term provisions to establish a mandatory minimum duration of 20 years and a maximum duration of 30 years for these specific mortgage credits. This change implements reforms mandated by Executive Decree No. 316 to improve credit access conditions while ensuring the sustainability of the financial system.
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