2020-12-10

Added 2026-06-23 · Updated 2026-07-08

Final Guidance: Business interruption insurance test case - proving the presence of coronavirus (Covid-19)

The Financial Conduct Authority issued this final guidance to resolve the business interruption insurance test case regarding the proof of coronavirus presence. It establishes the legal standards for demonstrating that Covid-19 cases occurred within a specified distance of an insured premises. This document provides definitive interpretations to assist insurers and policyholders in settling claims under the relevant insurance policies.

United Kingdom

Financial Conduct Authority

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Open consultation Read more about Open consultation

11/12/2020

Consultation closed

18/01/2021

Final Guidance

03/03/2021

03/03/2021