Regulatory AlertsFATF Travel Rule
FATF Recommendation 16 — the “Travel Rule” for wire transfers and virtual assets
In force; virtual-asset extension adopted 2019, national implementation ongoing worldwide
The FATF Travel Rule (Recommendation 16) requires financial institutions — and, since 2019, virtual-asset service providers (VASPs) — to transmit originator and beneficiary information alongside transfers. It is the backbone of cross-border AML transparency, and its extension to crypto transfers is one of the most consequential compliance obligations for exchanges, custodians and payment firms handling digital assets.
Implementation is national: each jurisdiction transposes the rule with its own thresholds, data fields and timelines, which makes tracking regulator-by-regulator adoption the hard part. Emerging markets are actively legislating — exactly the coverage most trackers miss.
This page aggregates travel-rule-related rules, guidance and consultations from the regulators RegAlert monitors, updated same-day.
- Source:
- FATF Recommendation 16 (updated for virtual assets, June 2019)
- Applies to:
- Banks, money transmitters, and VASPs (exchanges, custodians)
- Typical threshold:
- USD/EUR 1,000 for virtual-asset transfers (varies by jurisdiction)
- Status:
- National implementations rolling out worldwide
Latest tracked documents (32)
AMF Position DOC-2024-08: EBA Guidelines on Information Requirements for Certain Crypto-Asset Transfers
France
AMF
Anti-Money Laundering and Countering the Financing of Terrorism (Civil Penalties) (Travel Rule) (Amendment) Regulations 2026
Isle of Man
IOMFSA
2026-08-12
Notice Re: Issuance of the Guidance Note on Travel Rule Compliance and Return
Bahamas
SCB
2026-08-12
Guidance Note On Travel Rule Compliance For Digital Asset Businesses
Bahamas
SCB
2026-08-11
Approved Revision to VASP Registration and Anti-Money Laundering Requirements
South Korea
FSC
2026-07-22
SBS Resolution No. 01917-2026: Modification of Instructions for Sending the Operations Registry (RO) of the OCP LA/FT and Extension of Deadlines
Peru
SBS
2026-04-30
Consultation Paper No. 1 of 2026 – Proposed Enhancements to the Anti-Money Laundering Framework of the FSRA
United Arab Emirates
FSRA
2025-12-16
The United Arab Emirates’ Virtual Assets Travel Rule
United Arab Emirates
CBUAE
2025-11-26
FSCA Communication 23 of 2025 on AML/CFT Webinar Recordings for Crypto Asset Service Providers
South Africa
FSCA
2025-05-08
Feedback on Consultation regarding AMLCFT Obligations for VASPs and Licensed Trustees
Guernsey
GFSC
2025-05-02
AFM Annex - Guidelines on the Wwft and Sanctions Act: Key Points for CASPs
Netherlands
AFM
2025-04-08
CSSF Circular 25/879: Adoption of EBA Travel Rule Guidelines on Fund and Crypto-Asset Transfers
Luxembourg
CSSF
2025-03-24
Guidance Note on AML/CFT Programme Implementation for Virtual Asset Service Providers
Botswana
NBFIRA
2024-12-27
CySEC Circular C675: EU Regulation 2023/1113 and EBA Guidelines on Reporting Obligations for Crypto Asset Service Providers
Cyprus
CySEC
2024-12-20
Virtual Asset Risk Assessment (VARA) 2024 Executive Summary
Malaysia
SC
2024-12-13
FSCA Communication 44 of 2024: Implementation of the Travel Rule for Crypto Asset Transfers
South Africa
FSCA
2024-12-11
Isle of Man Financial Services Authority Travel Rule Code Guidance
Isle of Man
IOMFSA
2024-12-11
Isle of Man Financial Services Authority Virtual Asset Service Provider Activity Sector Specific AML/CFT Guidance Notes
Isle of Man
IOMFSA
2024-09-06
Proceeds of Crime (Business in the Regulated Sector) (Amendment) Order 2024
Isle of Man
IOMFSA
2024-05-03
FSCA Communication 17 of 2024 (General): FIC Draft Directive on Travel Rule for Crypto Asset Transfers
South Africa
FSCA
2024-04-22
Guide for Money Laundering and Terrorist Financing Risk Management for the Digital Assets Industry
El Salvador
CNAD
2024-04-22
Digital Asset Service Providers AML/CFT/CPF Risk Management Guide
El Salvador
CNAD
2023-11-28
CySEC Circular C605: EBA Consultation on Guidelines for Preventing Abuse of Funds and Crypto-Asset Transfers
Cyprus
CySEC
2023-07-06
Statements issued by the Financial Action Task Force
Hong Kong
HKMA
2022-06-30
Statements issued by the Financial Action Task Force
Hong Kong
HKMA
2021-07-21
MFSA Circular on European Commission AML/CFT Legislative Proposals
Malta
MFSA
2020-12-23
Requirements for Certain Transactions Involving Convertible Virtual Currency or Digital Assets
US Federal
FINCEN
2012-12-06
Definitions of Transmittal of Funds and Funds Transfer
US Federal
FINCEN
2010-04-14
Amendment to the Bank Secrecy Act Regulations – Defining Mutual Funds as Financial Institutions
US Federal
FINCEN
2010-01-19
Determination of Money Services Business Status and Obligations Under the Funds Transfer Recordkeeping Rule, and Request for Regulatory Relief
US Federal
FINCEN
Showing the 30 most recent of 32.