Regulatory Alerts2025-10-02 | 2025-19303Regulation A: Extensions of Credit by Federal Reserve Banks
The Board of Governors of the Federal Reserve System adopted final amendments to Regulation A to reflect a 0.25 percentage point decrease in the primary credit rate to 4.25 percent. This action automatically lowered the secondary credit rate by the same margin to 4.75 percent, aligning with the Federal Open Market Committee's recent adjustment to the federal funds rate target range. The amendments, which are effective October 2, 2025, with applicability dating back to September 18, 2025, update 12 CFR Part 201 to establish these new interest rates for extensions of credit by Federal Reserve Banks.
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