Regulatory Alerts2025-07-18 | 2025-13568Establishment and Relocation of Branches and Offices
The Federal Deposit Insurance Corporation proposes to amend branch establishment and relocation processes for insured state nonmember banks and foreign bank branches by eliminating certain filing requirements, shortening processing timelines, and removing the public comment period. The rule clarifies key definitions, including remote service units and de minimis address changes, while accelerating expedited processing for well-rated institutions that meet specific supervisory criteria. These revisions aim to reduce regulatory burden, decrease the volume of routine filings, and improve decision certainty without compromising statutory or Community Reinvestment Act obligations.
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