Regulatory Alerts2025-12-01 | 2025-21625Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework
The Office of the Comptroller of the Currency, the Federal Reserve Board, and the FDIC propose lowering the Community Bank Leverage Ratio requirement for qualifying institutions from 9 percent to 8 percent. The agencies also propose extending the grace period for institutions failing to meet all qualifying criteria from two quarters to four quarters, capped at eight quarters in any five-year period. These changes align the framework with the lower bound established by section 201 of the Economic Growth, Regulatory Relief, and Consumer Protection Act.
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