Reserve Bank of New Zealand Insurer Return V1 Draft

Insurer Return (IR)

Insurer name

Address

Select the type of return: Report period in months: 12.0 Purpose of Collection Collection Authority Confidentiality Reserve Bank Contacts For help and information please contact one of the people listed below:

) : Definitions and guide notes IR V1 (02 July 2015 DRAFT)

Guidance to aid completing the return is also published at the above webpage. None of the instructions for this return over-ride the requirements under legislation, regulation, license conditions or notices issued to insurers. Short description (optional) This return collects financial and exposure data from licensed New Zealand insurers. The objective is to provide data that supports the prudential supervision of licensed New Zealand insurers. Insurers are required to complete this return in accordance with the notice issued to under section 121 of the Insurance (Prudential Supervision) Act 2010. The confidentiality provisions in section 135 of the Insurance (Prudential Supervision) Act 2010 applies to information collected in this return. Name: Report Date: (end of period) Please submit the completed return no later than the Due Date stated in the section 121 notice. Annual End date of the previous financial year: (ended before Report Date) http://www.rbnz.govt.nz/regulation_and_supervision/insurers/regulation/ Instructions include the definitions set out in Insurer Return Definitions, which is published at the following webpage Phone: Email: Archived

1 How to fill in this questionnaire   2      3  4   5  This return must be submitted using the Reserve Bank 'Secure Upload Facility' specified below.  for Subject select "Insurer Reporting & Returns" 6   7     Please make any comments that would help us interpret the data in the comments boxes provided. Timeliness The completed return is due no later than the Due Date stated in the section 121 notice. If for any reason you cannot submit the return by the Due Date, please contact us to discuss. If you identify an error in the data supplied in this return, please contact the RBNZ contact (see cover page) as soon as practical. Where exact figures are either unavailable or difficult to obtain approximations may be justified. Any approximation must not cause the information supplied to be misleading. In general a variation of a figure of less than 5% can be considered immaterial. However, judgement of the specific information and circumstances is required to assess its materiality. Accuracy and materiality We will compare the current return with the previous return as part of our consistency checks. Please save previous returns, including any changes that have been made as a result of discussions with Reserve Bank staff. Saving and printing the form To save this form when completed, or when partially completed so you can return to it later, save the files as you would save any ordinary spreadsheet. You may want to print a copy for your records or to help prepare the form. It can be printed worksheet by worksheet or as a whole. To print the entire form, ensure that the entire workbook option is selected in the print window. Submitting the form The 'Secure Upload Facility' can be accessed here: https://sup.rbnz.govt.nz/send/ Alt + Enter New paragraph within text block Time taken Please keep a record of the time it takes you to read the instructions, collect the information and answer the questions. You will be asked to record this at the end of the questionnaire, in the Sign-off tab. Do not include the time taken to calculate and prepare any accounts, solvency calculations or financial statements. Ctrl + PageDown Next worksheet or use Excel sheet tabs Ctrl + PageUp Previous worksheet or use Excel sheet tabs Shift + F5 Find word in a particular worksheet or part Place your mouse over these cells to view hidden comments. To navigate around the form you can use normal window controls - mouse, cursor keys, etc. Specific keys can be used: Tab Next answer box If an error occurs with a calculation in this questionnaire, a green triangle will appear in the upper left corner of the cell, for example: #REF! Click on the button for more information on the error. Some cells have hidden comments. These cells have a red triangle in the upper right corner, for example: See note 1.1 Using an Excel form The questionnaire has been set up so that only cells that require an answer can be edited. These cells are coloured white, for example: Coloured cells are calculated fields and do not need to be answered. These cells are protected and cannot be edited, for example: 0 General instructions All figures should be reported: • from relevant financial statements or Alternative Financial Information • in thousands (e.g. NZ$ 1,234,567 = 1235) • in New Zealand dollars For negative numbers use "-" in front of the figure. Do not use brackets. Archived

About this return Version of this return: IR V1 (02 July 2015 DRAFT) This version applies to any Report Date (end of period) that is on or after: Please check the Reserve Bank website (at the webpage below) for a later version (if any) of this return. Report Dates The section 121 notice issued to each insurer specifies the Report Dates for which this return is required. The following table is given as a guide for insurers to inform the Reserve Bank of a relevant change in circumstances. Annual and half-yearly: All insurers except those listed in Annual only below. Annual only: Small insurers with exemption under Regulation 11(a)(ii) Reinsurers whose only insurance business in New Zealand is reinsurance Captive insurers The Report Dates are based on financial year of the insurer. This return collects financial and exposure information for licensed New Zealand insurers. Reporting of information in this return is generally limited to the NZ Entity (i.e. the licensed insurer for NZ incorporated or mutuals, the NZ business of Lloyd's, or the NZ branch for overseas insurers), unless otherwise specified. Information is to be reported without any consolidation of subsidiary or associated companies, unless otherwise specified. to be determined http://www.rbnz.govt.nz/regulation_and_supervision/insurers/regulation/ Archived

Contents 1 Part 1 - Insurer 1.0 Materiality and resubmissions 1.1 Insurance types and accounting standards 1.2 Revenue - financial year to Report Date 1.3 Expense - financial year to Report Date 1.4 Net Profit - financial year to Report Date 1.5 Assets - as at Report Date 1.6 Liabilities - as at Report Date 1.7 Net Assets - as at Report Date 1.8 Movement in Net Assets - financial year to Report Date 1.9 Commentary 2 Part 2 - Life 2.1 Life Insurance classes and methods 2.2 Life Insurance Revenue - financial year to Report Date 2.3 Life Insurance Expense - financial year to Report Date 2.4 Life Insurance Underwriting Margin - financial year to Report Date 2.5 Life Insurance Assets - as at Report Date 2.6 Life Insurance Liabilities - as at Report Date 2.7 Life Insurance Deposits & Withdrawals - financial year to Report Date 2.8 Life Insurance Exposure - as at Report Date 2.9 Commentary 3 Part 3 - General 3.1 General Insurance classes and methods 3.2 General Insurance Revenue - financial year to Report Date 3.3 General Insurance Expense - financial year to Report Date 3.4 General Insurance Underwriting Margin - financial year to Report Date 3.5 General Insurance Assets - as at Report Date 3.6 General Insurance Liabilities - as at Report Date 3.7 General Insurance Exposure - as at Report Date 3.8 Commentary 4 Part 4 - Health 4.1 Health Insurance classes and methods 4.2 Health Insurance Revenue - financial year to Report Date 4.3 Health Insurance Expense - financial year to Report Date 4.4 Health Insurance Underwriting Margin - financial year to Report Date 4.5 Health Insurance Assets - as at Report Date 4.6 Health Insurance Liabilities - as at Report Date 4.7 Health Insurance Exposure - as at Report Date 4.8 Commentary Sign-off Archived

12 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 A B C D E F G H I J K Part 1 - Insurer 1 1.0 Materiality and resubmissions: Financial information NZ$ 000 calculated materiality for this return 0 5.0% of max { annualised gross policy & premium revenue, absolute value of total insurance liabilities }, capped at NZ$ 1 million. Exposure information 5.0% of total for each exposure measure as at Report Date. If an insurer identifies an error or subsequent change in relevant data for previously submitted returns, and this exceeds the materiality thresholds above, resubmission is likely to be required. Please contact the Reserve Bank to discuss. 1.1 Insurance types and accounting standards: NZ Entity total Non-insurance Insurance total Life Insurance General Insurance Health Insurance For Insurer Use Any business for each column? Yes No Accounting standards NZ IFRS Please explain accounting standards used if they are not NZ IFRS or NZ GAAP. 1.2 Revenue financial year to Report Date: NZ Entity total Non-insurance Insurance total Life Insurance General Insurance Health Insurance For Insurer Use NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Gross policy & premium revenue 0 Outwards reinsurance premium 0 Net policy & premium revenue 0 Outwards reinsurance commission 0 Other insurance revenue 0 Total insurance revenue 0 Investment revenue Interest, dividends & rent Realised gains & losses Unrealised gains & losses Total investment revenue 0 Fee & commission revenue 0 Other revenue 0 Total revenue 0 NZ Entity total Non-insurance Insurance total Life Insurance General Insurance Health Insurance 1.3 Expense financial year to Report Date: NZ Entity total Non-insurance Insurance total Life Insurance General Insurance Health Insurance For Insurer Use NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Insurance expense - life insurance methods Gross policy expense 0 Outwards reinsurance & other recoveries 0 Net policy expense 0 Increase in net policy liability 0 Increase in policyholder unvested benefit liability 0 Insurance expense - general insurance methods Gross claims expense 0 Outwards reinsurance & other recoveries 0 Net claims expense 0 Decrease in deferred acquisition cost 0 Increase in unexpired risk liability 0 Insurance expense - all insurance methods Initial commission 0 Other acquisition expense 0 Other commission expense 0 Other insurance expense 0 Total insurance expense 0 Investment management expense Other expense 0 Total expense 0 NZ Entity total Non-insurance Insurance total Life Insurance General Insurance Health Insurance 1.4 Net Profit financial year to Report Date: NZ Entity total Non-insurance Insurance total Life Insurance General Insurance Health Insurance For Insurer Use NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Total revenue 0 Total expense 0 Insurance underwriting margin 0 Gross profit 0 Tax expense Profit after tax 0 NZ Entity total Non-insurance Insurance total Life Insurance General Insurance Health Insurance For negative numbers use "-" in front of the figure. Do not use brackets. All insurers that provide an insurer return are required to complete Part 1. All figures should be reported: • from relevant financial statements or Alternative Financial Information, or calculated in accordance with NZ GAAP accounting standards • in thousands (e.g. NZ$ 1,234,567 = 1235) • in New Zealand dollars • for the NZ Entity • without consolidation of subsidiary and associated companies Archived

12 A B C D E F G H I J K Part 1 - Insurer 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 1.5 Assets as at Report Date: NZ Entity total Non-insurance Insurance total Life Insurance General Insurance Health Insurance For Insurer Use NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Insurance assets Policyholder debt 0 Outwards reinsurance & other recovery assets 0 Deferred acquisition cost asset 0 Other insurance assets (excl. -ve liabilities) 0 Total insurance assets 0 Investment assets Cash & deposits Short-term debt securities Long-term debt securities Shares, listed Shares, unlisted Units in listed trusts Units in unlisted trusts Derivatives for investment Other financial assets Property Total investment assets 0 Other assets Related party assets (excl. insurance-related) Loans (excl. related party & policy loans) Derivatives not for investment Fixed assets Goodwill & other intangible assets Tax assets Other assets (n.e.c.) Total other assets 0 Total assets 0 NZ Entity total Non-insurance Insurance total Life Insurance General Insurance Health Insurance 1.6 Liabilities as at Report Date: NZ Entity total Non-insurance Insurance total Life Insurance General Insurance Health Insurance For Insurer Use NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Insurance liabilities - life insurance methods Gross policy liabilities - insurance contracts 0 Gross policy liabilities - investment contracts 0 Policyholder unvested benefit liability 0 Insurance liabilities - general insurance methods Gross outstanding claims liability 0 Gross unearned premium liability 0 Unexpired risk liability 0 Insurance liabilities - all insurance methods Outwards reinsurance liabilities (excl. -ve assets) 0 Other insurance-related liabilities (excl. -ve assets) 0 Total insurance liabilities 0 Other liabilities Related party liabilities (excl. insurance-related) Tax liabilities Other liability (n.e.c.) Total other liabilities 0 Total liabilities 0 NZ Entity total Non-insurance Insurance total Life Insurance General Insurance Health Insurance 1.7 Net Assets as at Report Date: NZ Entity total Non-insurance Insurance total Life Insurance General Insurance Health Insurance For Insurer Use NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Total assets 0 Total liabilities 0 Net assets 0 Off balance sheet items Declared but unpaid dividends & capital distributions Defined benefit scheme deficit Contingent liabilities NZ Entity total Non-insurance Insurance total Life Insurance General Insurance Health Insurance 1.8 Movement in Net Assets financial year to Report Date: NZ Entity total Non-insurance Insurance total Life Insurance General Insurance Health Insurance For Insurer Use NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Net assets as at start of financial year Profit after tax 0 Capital additions Dividends & capital distributions Net assets as at Report Date 0 Net assets (from table 1.7) 0 Check difference (explain if not zero) 0 NZ Entity total Non-insurance Insurance total Life Insurance General Insurance Health Archived Insurance

12 A B C D E F G H I J K Part 1 - Insurer 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 1.9 1.9.1 If the financial statements or Alternative Financial Information is not compliant with NZ IFRS or NZ GAAP, please explain the accounting basis used. 1.9.2 If there is material non-insurance business (other than normal investment activity), please provide a brief description and quantification of the most significant components. 1.9.3 Please explain any figures as at end of previous financial year that do not match the as at Report Date figures supplied in the corresponding return. 1.9.4 Please explain any changes in accounting standards or policies. 1.9.5 Please explain any changes in business practices and policies that have impacted upon data in Part 1 of this return. 1.9.6 Please provide any other relevant comments you may have about the information provided in this return. IR V1 (02 July 2015 DRAFT) Commentary: Archived

12 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 A B C D E F G H I J K L M N O P Q R S T U Part 2 - Life Insurance 2 2.1 Life Insurance classes and methods: Participating Traditional Participating Investment Investment￾Linked Investment Account Lump Sum Individual Lump Sum Group Disability Inc. Individual Disability Inc. Group Annuity Credit Life Ins. Other Life Insurance Unallocated Life NZ Primary Life total Any business for each column? No Insurance methods N/A 2.2 Life Insurance Revenue financial year to Report Date: Participating Traditional Participating Investment Investment￾Linked Investment Account Lump Sum Individual Lump Sum Group Disability Inc. Individual Disability Inc. Group Annuity Credit Life Ins. Other Life Insurance Unallocated Life NZ Primary Life total NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Gross policy & premium revenue 0 0 Outwards reinsurance premium 0 0 Net policy & premium revenue 0 Outwards reinsurance commission 0 0 Other insurance revenue 0 0 Total insurance revenue 0 Participating Traditional Participating Investment Investment￾Linked Investment Account Lump Sum Individual Lump Sum Group Disability Inc. Individual Disability Inc. Group Annuity Credit Life Ins. Other Life Insurance Unallocated Life NZ Primary Life total 2.3 Life Insurance Expense financial year to Report Date: Participating Traditional Participating Investment Investment￾Linked Investment Account Lump Sum Individual Lump Sum Group Disability Inc. Individual Disability Inc. Group Annuity Credit Life Ins. Other Life Insurance Unallocated Life NZ Primary Life total NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Insurance expense - life insurance methods Gross policy expense Gross benefit expense 0 0 Gross other policy expense 0 0 Total gross policy expense 0 Outwards reinsurance & other recoveries 0 0 Net policy expense 0 Increase in net policy liability 0 0 Increase in policyholder unvested benefit liability 0 0 Insurance expense - general insurance methods Gross claims expense Gross claims paid 0 0 Increase in gross outstanding claims liability 0 0 Total gross claims expense 0 Outwards reinsurance & other recoveries Outwards reinsurance recoveries 0 0 Other recoveries 0 0 Total outwards reinsurance & other recoveries 0 Net claims expense 0 Decrease in deferred acquisition cost 0 0 Increase in unexpired risk liability 0 0 Insurance expense - all insurance methods Initial commission 0 0 Other acquisition expense 0 0 Other commission expense 0 0 Other insurance expense 0 0 Total insurance expense 0 Participating Traditional Participating Investment Investment￾Linked Investment Account Lump Sum Individual Lump Sum Group Disability Inc. Individual Disability Inc. Group Annuity Credit Life Ins. Other Life Insurance Unallocated Life NZ Primary Life total 2.4 Life Insurance Underwriting Margin financial year to Report Date: Participating Traditional Participating Investment Investment￾Linked Investment Account Lump Sum Individual Lump Sum Group Disability Inc. Individual Disability Inc. Group Annuity Credit Life Ins. Other Life Insurance Unallocated Life NZ Primary Life total NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Total insurance revenue 0 Total insurance expense 0 Insurance underwriting margin 0 Participating Traditional Participating Investment Investment￾Linked Investment Account Lump Sum Individual Lump Sum Group Disability Inc. Individual Disability Inc. Group Annuity Credit Life Ins. Other Life Insurance Unallocated Life NZ Primary Life total All insurers with life insurance are required to complete Part 2. All figures should be reported: • from relevant financial statements or Alternative Financial Information, or calculated in accordance with NZ GAAP accounting standards • in thousands (e.g. NZ$ 1,234,567 = 1235) • in New Zealand dollars • for the NZ Entity • without consolidation of subsidiary and associated companies For negative numbers use "-" in front of the figure. Do not use brackets. NZ Primary Life Life Insurance total NZ Primary Life Life Insurance total NZ Primary Life NZ Inwards Reinsurance Life Foreign Business Life For Insurer Use Life Insurance total NZ Inwards Reinsurance Life Foreign Business Life For Insurer Use Life Insurance total NZ Primary Life NZ Inwards Reinsurance Life Foreign Business Life For Insurer Use Life Insurance total NZ Inwards Reinsurance Life Foreign Business Life For Insurer Use Life Insurance total NZ Inwards Reinsurance Life NZ Inwards Reinsurance Life Foreign Business Life Life Insurance total NZ Inwards Reinsurance Life Foreign Business NZ Primary Life Life NZ Primary Life Foreign Business NZ Primary Life Life Archived

12 A B C D E F G H I J K L M N O P Q R S T U Part 2 - Life Insurance 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 2.5 Life Insurance Assets as at Report Date: Participating Traditional Participating Investment Investment￾Linked Investment Account Lump Sum Individual Lump Sum Group Disability Inc. Individual Disability Inc. Group Annuity Credit Life Ins. Other Life Insurance Unallocated Life NZ Primary Life total NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Policyholder debt Premium debt Policy loans Total policyholder debt 0 Outwards reinsurance & other recovery assets Outwards reinsurance of gross policy liabilities 0 0 Outwards reinsurance of gross outstanding claims 0 0 Other outwards reinsurance assets Other claim recoveries 0 0 Total outwards reinsurance & other recoveries 0 Deferred acquisition cost asset Other insurance assets (excl. -ve liabilities) Total insurance assets 0 Participating Traditional Participating Investment Investment￾Linked Investment Account Lump Sum Individual Lump Sum Group Disability Inc. Individual Disability Inc. Group Annuity Credit Life Ins. Other Life Insurance Unallocated Life NZ Primary Life total 2.6 Life Insurance Liabilities as at Report Date: Participating Traditional Participating Investment Investment￾Linked Investment Account Lump Sum Individual Lump Sum Group Disability Inc. Individual Disability Inc. Group Annuity Credit Life Ins. Other Life Insurance Unallocated Life NZ Primary Life total NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Insurance liabilities - life insurance methods Gross policy liabilities - insurance contracts future policy benefits 0 0 future expenses 0 0 future premiums 0 0 other best estimate liability 0 0 future profits - policyholder 0 0 future profits - shareholder 0 0 outstanding claims 0 0 other (accumulation method) 0 0 Total gross policy liabilities - insurance contracts 0 Gross policy liabilities - investment contracts 0 0 Policyholder unvested benefit liability 0 0 Insurance liabilities - general insurance methods Gross outstanding claims liability best estimate 0 0 claims handling expenses 0 0 risk margin 0 0 Total outstanding claims liability 0 Gross unearned premium liability 0 0 Unexpired risk liability Insurance liabilities - all insurance methods Outwards reinsurance liabilities (excl. -ve assets) Other insurance-related liabilities (excl. -ve assets) Total insurance liabilities 0 Participating Traditional Participating Investment Investment￾Linked Investment Account Lump Sum Individual Lump Sum Group Disability Inc. Individual Disability Inc. Group Annuity Credit Life Ins. Other Life Insurance Unallocated Life NZ Primary Life total 2.7 Life Insurance Deposits & Withdrawals financial year to Report Date: Participating Traditional Participating Investment Investment￾Linked Investment Account Lump Sum Individual Lump Sum Group Disability Inc. Individual Disability Inc. Group Annuity Credit Life Ins. Other Life Insurance Unallocated Life NZ Primary Life total NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Deposits component of premiums 0 0 Withdrawals component of benefits 0 0 Life Insurance total NZ Primary Life Life Insurance total NZ Primary Life NZ Inwards Reinsurance Life Foreign Business Life For Insurer Use For Insurer Use Life Insurance total NZ Inwards Reinsurance Life Foreign Business Life Life Insurance total NZ Inwards Reinsurance Life Foreign Business NZ Primary Life Life NZ Inwards Reinsurance Life Foreign Business Life For Insurer Use Foreign Business NZ Primary Life Insurance total NZ Primary Life NZ Inwards Reinsurance Archived Life

12 A B C D E F G H I J K L M N O P Q R S T U Part 2 - Life Insurance 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 2.8 Life Insurance Exposure as at Report Date: Participating Traditional Participating Investment Investment￾Linked Investment Account Lump Sum Individual Lump Sum Group Disability Inc. Individual Disability Inc. Group Annuity Credit Life Ins. Other Life Insurance Unallocated Life NZ Primary Life total Lives insured lives Lives insured at start of financial year 0 not required new business 0 not required lapses, surrenders & cancellations 0 not required maturities & expiries 0 not required deaths & disability exits 0 not required adjustments 0 not required Lives insured as at Report Date 0 not required Growth financial year to Report Date 0 not required Annual premium NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Annual premium at start of financial year 0 not required new business 0 not required lapses, surrenders & cancellations 0 not required maturities & expiries 0 not required deaths & disability exits 0 not required premium increases not included above 0 not required adjustments 0 not required Annual premium as at Report Date 0 not required Growth financial year to Report Date 0 not required Total single premium financial year to Report Date 0 not required Insured benefit (definition varies by class) sum insured sum insured sum insured sum insured sum insured sum insured benefit p.a. benefit p.a. benefit p.a. sum insured sum insured total Note units are different for insured benefit. NZ$ million NZ$ million NZ$ million NZ$ million NZ$ million NZ$ million NZ$ million NZ$ million NZ$ million NZ$ million NZ$ million NZ$ million NZ$ million Insured benefit at start of financial year 0 not required new business 0 not required lapses, surrenders & cancellations maturities & expiries deaths & disability exits 0 not required benefit increases not included above 0 adjustments 0 not required Insured benefit as at Report Date 0 not required Growth financial year to Report Date 0 not required Participating Traditional Participating Investment Investment￾Linked Investment Account Lump Sum Individual Lump Sum Group Disability Inc. Individual Disability Inc. Group Annuity Credit Life Ins. Other Life Insurance Unallocated Life NZ Primary Life total Life Insurance total NZ Primary Life NZ Inwards Reinsurance Life Foreign Business Life For Insurer Use Life Insurance total NZ Inwards Reinsurance Life Foreign Business NZ Primary Life Life Archived

12 A B C D E F G H I J K L M N O P Q R S T U Part 2 - Life Insurance 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 2.9 2.9.1 If there are material amounts of life insurance business that are not NZ Primary Insurance, please provide a brief description and quantification of the most significant classes of insurance (in the case of Foreign whether this is Primary Insurance or Inwards Reinsurance). 2.9.2 Please describe and explain any business included in the class Other Life Insurance 2.9.3 Please describe and explain any Unallocated figures. 2.9.4 Please explain any figures as at end of previous financial year that do not match the as at Report Date figures supplied in the corresponding return. 2.9.5 Please comment on any adjustments in the Exposure information. 2.9.6 Please explain any changes in accounting standards or policies. 2.9.7 Please explain any changes in business practices and policies that have impacted upon data in Part 2 of this return (e.g. changes in types or classes of insurance, transfer or reissue of policies from/to another insurer). 2.9.8 Please provide any other relevant comments you may have about the information provided in Part 2 of this return. IR V1 (02 July 2015 DRAFT) Commentary: Archived

12 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 A B C D E F G H I J K L M N O P Q R S T U Part 3 - General Insurance 3 3.1 General Insurance classes and methods: Commercial Property Commercial Motor Marine & Aviation Liability Other Commercial Domestic Property Domestic Motor Personal Accident Travel Credit General Ins. Oth. Personal Lines Unallocated General NZ Primary General total Any business for each column? No Insurance methods N/A 3.2 General Insurance Revenue financial year to Report Date: Commercial Property Commercial Motor Marine & Aviation Liability Other Commercial Domestic Property Domestic Motor Personal Accident Travel Credit General Ins. Oth. Personal Lines Unallocated General NZ Primary General total NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Gross policy & premium revenue 0 0 Outwards reinsurance premium 0 0 Net policy & premium revenue 0 Outwards reinsurance commission 0 0 Other insurance revenue 0 0 Total insurance revenue 0 Commercial Property Commercial Motor Marine & Aviation Liability Other Commercial Domestic Property Domestic Motor Personal Accident Travel Credit General Ins. Oth. Personal Lines Unallocated General NZ Primary General total 3.3 General Insurance Expense financial year to Report Date: Commercial Property Commercial Motor Marine & Aviation Liability Other Commercial Domestic Property Domestic Motor Personal Accident Travel Credit General Ins. Oth. Personal Lines Unallocated General NZ Primary General total NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Insurance expense - life insurance methods Gross policy expense Gross benefit expense 0 0 Gross other policy expense 0 0 Total gross policy expense 0 Outwards reinsurance & other recoveries 0 0 Net policy expense 0 Increase in net policy liability 0 0 Increase in policyholder unvested benefit liability 0 0 Insurance expense - general insurance methods Gross claims expense Gross claims paid 0 0 Increase in gross outstanding claims liability 0 0 Total gross claims expense 0 Outwards reinsurance & other recoveries Outwards reinsurance recoveries 0 0 Other recoveries 0 0 Total outwards reinsurance & other recoveries 0 Net claims expense 0 Decrease in deferred acquisition cost 0 0 Increase in unexpired risk liability 0 0 Insurance expense - all insurance methods Initial commission 0 0 Other acquisition expense 0 0 Other commission expense 0 0 Other insurance expense 0 0 Total insurance expense 0 Commercial Property Commercial Motor Marine & Aviation Liability Other Commercial Domestic Property Domestic Motor Personal Accident Travel Credit General Ins. Oth. Personal Lines Unallocated General NZ Primary General total 3.4 General Insurance Underwriting Margin financial year to Report Date: Commercial Property Commercial Motor Marine & Aviation Liability Other Commercial Domestic Property Domestic Motor Personal Accident Travel Credit General Ins. Oth. Personal Lines Unallocated General NZ Primary General total NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Total insurance revenue 0 Total insurance expense 0 Insurance underwriting margin 0 Commercial Property Commercial Motor Marine & Aviation Liability Other Commercial Domestic Property Domestic Motor Personal Accident Travel Credit General Ins. Oth. Personal Lines Unallocated General NZ Primary General total All insurers with general insurance are required to complete Part 3. All figures should be reported: • from relevant financial statements or Alternative Financial Information, or calculated in accordance with NZ GAAP accounting standards • in thousands (e.g. NZ$ 1,234,567 = 1235) • in New Zealand dollars • for the NZ Entity • without consolidation of subsidiary and associated companies For negative numbers use "-" in front of the figure. Do not use brackets. General Insurance total NZ Primary General NZ Inwards Reinsurance General Foreign Business General For Insurer Use General Insurance total NZ Primary General NZ Inwards Reinsurance General Foreign Business General For Insurer Use General Insurance total NZ Inwards Reinsurance General Foreign Business NZ Primary General Insurance total NZ Primary General NZ Inwards Reinsurance General Foreign Business General For Insurer Use General Insurance total NZ Inwards Reinsurance General Foreign Business NZ Primary General Insurance total NZ Primary General NZ Inwards Reinsurance General Foreign Business General For Insurer Use General Insurance total NZ Inwards Reinsurance General Foreign Business NZ Primary General General Archived

12 A B C D E F G H I J K L M N O P Q R S T U Part 3 - General Insurance 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 3.5 General Insurance Assets as at Report Date: Commercial Property Commercial Motor Marine & Aviation Liability Other Commercial Domestic Property Domestic Motor Personal Accident Travel Credit General Ins. Oth. Personal Lines Unallocated General NZ Primary General total NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Policyholder debt Premium debt Policy loans Total policyholder debt 0 Outwards reinsurance & other recovery assets Outwards reinsurance of gross policy liabilities 0 0 Outwards reinsurance of gross outstanding claims 0 0 Other outwards reinsurance assets Other claim recoveries 0 0 Total outwards reinsurance & other recoveries 0 Deferred acquisition cost asset Other insurance assets (excl. -ve liabilities) Total insurance assets 0 Commercial Property Commercial Motor Marine & Aviation Liability Other Commercial Domestic Property Domestic Motor Personal Accident Travel Credit General Ins. Oth. Personal Lines Unallocated General NZ Primary General total 3.6 General Insurance Liabilities as at Report Date: Commercial Property Commercial Motor Marine & Aviation Liability Other Commercial Domestic Property Domestic Motor Personal Accident Travel Credit General Ins. Oth. Personal Lines Unallocated General NZ Primary General total NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Insurance liabilities - life insurance methods Gross policy liabilities - insurance contracts future policy benefits 0 0 future expenses 0 0 future premiums 0 0 other best estimate liability 0 0 future profits - policyholder 0 0 future profits - shareholder 0 0 outstanding claims 0 0 other (accumulation method) 0 0 Total gross policy liabilities - insurance contracts 0 Gross policy liabilities - investment contracts 0 0 Policyholder unvested benefit liability 0 0 Insurance liabilities - general insurance methods Gross outstanding claims liability best estimate 0 0 claims handling expenses 0 0 risk margin 0 0 Total outstanding claims liability 0 Gross unearned premium liability 0 0 Unexpired risk liability Insurance liabilities - all insurance methods Outwards reinsurance liabilities (excl. -ve assets) Other insurance-related liabilities (excl. -ve assets) Total insurance liabilities 0 Commercial Property Commercial Motor Marine & Aviation Liability Other Commercial Domestic Property Domestic Motor Personal Accident Travel Credit General Ins. Oth. Personal Lines Unallocated General NZ Primary General total General Insurance total NZ Primary General NZ Inwards Reinsurance General Foreign Business General For Insurer Use General Insurance total NZ Inwards Reinsurance General Foreign Business NZ Primary General Insurance total NZ Primary General NZ Inwards Reinsurance General Foreign Business General For Insurer Use General Insurance total NZ Inwards Reinsurance General Foreign Business NZ Primary General General Archived

12 A B C D E F G H I J K L M N O P Q R S T U Part 3 - General Insurance 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 3.7 General Insurance Exposure as at Report Date: Commercial Property Commercial Motor Marine & Aviation Liability Other Commercial Domestic Property Domestic Motor Personal Accident Travel Credit General Ins. Oth. Personal Lines Unallocated General NZ Primary General total Risk units insured (definition varies by class) buildings vehicles craft policies policies dwellings vehicles lives lives policies policies Risk units at start of financial year not required not required Risk units as at Report Date not required not required Growth financial year to Report Date 0 not required not required Annual premium NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Annual premium at start of financial year 0 not required Annual premium as at Report Date 0 not required Growth financial year to Report Date 0 not required Total single premium financial year to Report Date 0 not required Sum insured Note units are different for Sum insured. NZ$ million NZ$ million NZ$ million NZ$ million NZ$ million NZ$ million NZ$ million NZ$ million NZ$ million NZ$ million NZ$ million NZ$ million NZ$ million Sum insured at start of financial year 0 not required Sum insured as at Report Date 0 not required Growth financial year to Report Date 0 not required Commercial Property Commercial Motor Marine & Aviation Liability Other Commercial Domestic Property Domestic Motor Personal Accident Travel Credit General Ins. Oth. Personal Lines Unallocated General NZ Primary General total General Insurance total NZ Primary General NZ Inwards Reinsurance General Foreign Business General For Insurer Use General Insurance total NZ Inwards Reinsurance General Foreign Business NZ Primary General General Archived

12 A B C D E F G H I J K L M N O P Q R S T U Part 3 - General Insurance 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 3.8 3.8.1 If there are material amounts of general insurance business that are not NZ Primary Insurance, please provide a brief description and quantification of the most significant classes of insurance (in the case of Foreign whether this is Primary Insurance or Inwards Reinsurance). 3.8.2 Please describe and explain any business included in Other Commercial and Other Personal Lines. 3.9.3 Please describe and explain any Unallocated figures. 3.9.4 Please explain any figures as at end of previous financial year that do not match the as at Report Date figures supplied in the corresponding return. 3.9.5 Please comment on any adjustments in the Exposure information. 3.9.6 Please explain any changes in accounting standards or policies. 3.9.7 Please explain any changes in business practices and policies that have impacted upon data in Part 3 of this return (e.g. changes in types or classes of insurance, transfer or reissue of policies from/to another insurer). 3.9.8 Please provide any other relevant comments you may have about the information provided in Part 3 of this return. IR V1 (02 July 2015 DRAFT) Commentary: Archived

123456789 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 A B C D E F G H I J K L M N O P Q R S T U Part 4 - Health Insurance 4 4.1 Health Insurance classes and methods: Health Individual Health Group Unallocated Health NZ Primary Health total Any business for each column? No Insurance methods N/A 4.2 Health Insurance Revenue financial year to Report Date: Health Individual Health Group Unallocated Health NZ Primary Health total NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Gross policy & premium revenue 0 0 Outwards reinsurance premium 0 0 Net policy & premium revenue 0 Outwards reinsurance commission 0 0 Other insurance revenue 0 0 Total insurance revenue 0 Health Individual Health Group Unallocated Health NZ Primary Health total 4.3 Health Insurance Expense financial year to Report Date: Health Individual Health Group Unallocated Health NZ Primary Health total NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Insurance expense - life insurance methods Gross policy expense Gross benefit expense 0 0 Gross other policy expense 0 0 Total gross policy expense 0 Outwards reinsurance & other recoveries 0 0 Net policy expense 0 Increase in net policy liability 0 0 Increase in policyholder unvested benefit liability 0 0 Insurance expense - general insurance methods Gross claims expense Gross claims paid 0 0 Increase in gross outstanding claims liability 0 0 Total gross claims expense 0 Outwards reinsurance & other recoveries Outwards reinsurance recoveries 0 0 Other recoveries 0 0 Total outwards reinsurance & other recoveries 0 Net claims expense 0 Decrease in deferred acquisition cost 0 0 Increase in unexpired risk liability 0 0 Insurance expense - all insurance methods Initial commission 0 0 Other acquisition expense 0 0 Other commission expense 0 0 Other insurance expense 0 0 Total insurance expense 0 Health Individual Health Group Unallocated Health NZ Primary Health total 4.4 Health Insurance Underwriting Margin financial year to Report Date: Health Individual Health Group Unallocated Health NZ Primary Health total NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Total insurance revenue 0 Total insurance expense 0 Insurance underwriting margin 0 Health Individual Health Group Unallocated Health NZ Primary Health total • for the NZ Entity • without consolidation of subsidiary and associated companies For negative numbers use "-" in front of the figure. Do not use brackets. All insurers with health insurance are required to complete Part 4. All figures should be reported: • from relevant financial statements or Alternative Financial Information, or calculated in accordance with NZ GAAP accounting standards • in thousands (e.g. NZ$ 1,234,567 = 1235) • in New Zealand dollars Foreign Business Health For Insurer Use Health Insurance total NZ Primary Health NZ Inwards Reinsurance Health Foreign Business Health For Insurer Use Health Insurance total NZ Primary Health NZ Inwards Reinsurance Health Health Insurance total NZ Inwards Reinsurance Health Foreign Business NZ Primary Health Insurance total NZ Primary Health NZ Inwards Reinsurance Health Foreign Business Health For Insurer Use Health Insurance total NZ Inwards Reinsurance Health Foreign Business NZ Primary Health Insurance total NZ Primary Health NZ Inwards Reinsurance Health Foreign Business Health For Insurer Use Health Insurance total NZ Inwards Reinsurance Health Foreign Business NZ Primary Health Health Archived

12 A B C D E F G H I J K L M N O P Q R S T U Part 4 - Health Insurance 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 4.5 Health Insurance Assets as at Report Date: Health Individual Health Group Unallocated Health NZ Primary Health total NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Policyholder debt Premium debt Policy loans Total policyholder debt 0 Outwards reinsurance & other recovery assets Outwards reinsurance of gross policy liabilities 0 0 Outwards reinsurance of gross outstanding claims 0 0 Other outwards reinsurance assets Other claim recoveries 0 0 Total outwards reinsurance & other recoveries 0 Deferred acquisition cost asset Other insurance assets (excl. -ve liabilities) Total insurance assets 0 Health Individual Health Group Unallocated Health NZ Primary Health total 4.6 Health Insurance Liabilities as at Report Date: Health Individual Health Group Unallocated Health NZ Primary Health total NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Insurance liabilities - life insurance methods Gross policy liabilities - insurance contracts future policy benefits 0 0 future expenses 0 0 future premiums 0 0 other best estimate liability 0 0 future profits - policyholder 0 0 future profits - shareholder 0 0 outstanding claims 0 0 other (accumulation method) 0 0 Total gross policy liabilities - insurance contracts 0 Gross policy liabilities - investment contracts 0 0 Policyholder unvested benefit liability 0 0 Insurance liabilities - general insurance methods Gross outstanding claims liability best estimate 0 0 claims handling expenses 0 0 risk margin 0 0 Total outstanding claims liability 0 Gross unearned premium liability 0 0 Unexpired risk liability Insurance liabilities - all insurance methods Outwards reinsurance liabilities (excl. -ve assets) Other insurance-related liabilities (excl. -ve assets) Total insurance liabilities 0 Health Individual Health Group Unallocated Health NZ Primary Health total Health Insurance total NZ Primary Health NZ Inwards Reinsurance Health Foreign Business Health For Insurer Use Health Insurance total NZ Inwards Reinsurance Health Foreign Business NZ Primary Health Insurance total NZ Primary Health NZ Inwards Reinsurance Health Foreign Business Health For Insurer Use Health Insurance total NZ Inwards Reinsurance Health Foreign Business NZ Primary Health Health Archived

12 A B C D E F G H I J K L M N O P Q R S T U Part 4 - Health Insurance 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 4.7 Health Insurance Exposure as at Report Date: Health Individual Health Group Unallocated Health NZ Primary Health total Lives insured lives Lives insured at start of financial year 0 not required new business 0 not required lapses, surrenders & cancellations 0 not required expiries 0 not required deaths 0 not required adjustments 0 not required Lives insured as at Report Date 0 not required Growth financial year to Report Date 0 not required Annual premium NZ$ 000 NZ$ 000 NZ$ 000 NZ$ 000 Annual premium at start of financial year 0 not required new business 0 not required lapses, surrenders & cancellations 0 not required expiries 0 not required deaths 0 not required premium increases not included above 0 not required adjustments 0 not required Annual premium as at Report Date 0 not required Growth financial year to Report Date 0 not required Total single premium financial year to Report Date 0 not required Health Individual Health Group Unallocated Health NZ Primary Health total Health Insurance total NZ Primary Health NZ Inwards Reinsurance Health Foreign Business Health For Insurer Use Health Insurance total NZ Inwards Reinsurance Health Foreign Business NZ Primary Health Health Archived

12 A B C D E F G H I J K L M N O P Q R S T U Part 4 - Health Insurance 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 4.8 4.8.1 If there are material amounts of health insurance business that are not NZ Primary Insurance, please provide a brief description and quantification of the most significant classes of insurance (in the case of Foreign whether this is Primary Insurance or Inwards Reinsurance). 4.8.2 Please describe and explain any Unallocated figures. 4.8.3 Please explain any figures as at end of previous financial year that do not match the as at Report Date figures supplied in the corresponding return. 4.8.4 Please comment on any adjustments in the Exposure information. 4.8.5 Please explain any changes in accounting standards or policies. 4.8.6 Please explain any changes in business practices and policies that have impacted upon data in Part 4 of this return (e.g. changes in types or classes of insurance, transfer or reissue of policies from/to another insurer). 4.8.7 Please provide any other relevant comments you may have about the information provided in Part 4 of this return. IR V1 (02 July 2015 DRAFT) Commentary: Archived

Notes and Workings This sheet is unlocked for insurer use to provide additional notes or workings. Archived

All insurers that provide an insurer return are required to complete this page. Insurer name - 1 

Name:

2  hours minutes 3 CEO Sign-off  Name:

The sign-off of this return may alternatively be made by a person authorised by the CEO. For an overseas insurer the sign-off is by the NZ CEO, or may be delegated by the NZ CEO. 4  This return must be submitted using the Reserve Bank 'Secure Upload Facility' specified below.  for Subject select "Insurer Reporting & Returns"  IR V1 (02 July 2015 DRAFT) Supporting working files or other materials can also be submitted using the secure upload facility. Submitting the form The 'Secure Upload Facility' can be accessed here: https://sup.rbnz.govt.nz/send/ Please record how long it took you (and any other employees) to read the instructions, collect the information and answer this questionnaire. I confirm that, to the best of my knowledge and having made appropriate enquiries, the information in this insurer return complies with all instructions of the Reserve Bank, is complete and consistent with the records of the insurer. Date: : Email: Time taken ) Phone: Sign-off Contacts Please provide the names and details of contacts as specified below: Primary contact for Reserve Bank Secondary contact Archived