Regulatory Alerts2026-03-19
Regulations Governing the Extension of Mortgage Loans by Financial Institutions
The Central Bank of the Republic of China issued the Regulations Governing the Extension of Mortgage Loans by Financial Institutions to establish the legal framework for mortgage lending practices. These regulations were originally announced on June 24, 2010, and were subsequently amended on March 19, 2026, with the amendments becoming effective on March 20, 2026. The document serves as the primary regulatory guideline for financial institutions regarding the extension of mortgage loans within the jurisdiction.
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