Regulatory Alerts2025-12-16 | FIL-58-2025Interim Final Rule on Special Assessment Collection
The Federal Deposit Insurance Corporation (FDIC) has issued an interim final rule reducing its special assessment collection rate for insured depository institutions from 3.36 to 2.97 basis points during the eighth collection quarter. The rule establishes a proportional offset to regular quarterly deposit insurance assessments if aggregate collections exceed actual losses following the resolution of SVB Financial Trust litigation and receivership terminations. This adjustment ensures the FDIC accurately recovers losses from uninsured depositor protections while eliminating extended assessment periods and preventing overcollection or undercollection.
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