Regulatory Alerts2025-07-23 | 84995FSC Identifies D-SIBs and D-SIFIs for 2026
The Financial Services Commission designated five bank holding companies and five banks as domestic systemically important banks and financial institutions for 2026, maintaining the same list as the previous year. These designated entities are required to hold an additional 1.0 percent common equity capital, although no actual increase in capital ratios is mandated due to the unchanged roster. Additionally, the institutions must submit recovery plans to the Financial Supervisory Service within three months of their designation under the amended Act on the Structural Improvement of the Financial Industry.
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FSC Identifies D-SIBs and D-SIFIs for 2026 Jul 23, 2025
The Financial Services Commission identified five bank holding companies (BHCs) and five banks as domestic systemically important banks (D-SIBs) and domestic systemically important financial institutions (D-SIFIs) for 2026 at the 14 th regular meeting held on July 23. Those selected for 2026 are same as the previous year’s list of selection—Shinhan Financial Group, KB Financial Group, Hana Financial Group, Woori Financial Group, NH Financial Group, Shinhan Bank, Woori Bank, KB Kookmin Bank, KEB Hana Bank, and NH Bank. Those identified as D-SIBs are required to set aside an additional common equity capital of 1.0 percent.
The FSC identifies D-SIBs every year in accordance with assessment criteria recommended by the Basel Committee on Banking Supervision (BCBS).
Meanwhile, the FSC also identifies D-SIBs as domestic systemically important financial institutions (D-SIFIs) under the amended Act on the Structural Improvement of the Financial Industry. D-SIFIs are required to prepare and submit their own recovery plans to the Financial Supervisory Service (FSS) within three months from the day of being designated as a D-SIFI.
Since the D-SIBs selected for 2026 are the same as the previous year, there will be no actual increase in capital ratio required from them.
- Please refer to the attached PDF for details.
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