Regulatory Alerts1998-01-01 | Bulletin 98-3Bulletin 98-3: Filing Requirements for Health Insurance Policy Forms and Negotiated Policy Exception
The Oregon Insurance Division issued Bulletin 98-3 to clarify that all health insurance policy forms require prior approval, while explicitly defining the scope of the negotiated policy exception for large group forms. This exception excludes small employer groups and portability coverage, and mandates that insurers assign specific form numbers to negotiated documents to ensure proper tracking. Insurers must also provide certification statements and lists of negotiated provisions to market conduct examiners during reviews to verify compliance with the Insurance Code.
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