Regulatory Alerts2025-06-11 | 84743Household Loans, May 2025
The Financial Supervisory Service reported that household loans rose by KRW6.0 trillion in May 2025, driven primarily by a KRW5.6 trillion increase in home-backed mortgage loans. In response to this accelerated growth linked to rising housing transactions, authorities plan to strengthen supervision of mortgage lending in the Seoul metropolitan area to prevent speculative inflows. The financial authorities will also monitor individual bank lending targets and expand policy-based support for lower-income households and non-speculative homebuyers.
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